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Premier and Private banking Stocks and Shares ISA rates and charges
Commission charges
We charge a commission for each deal, whether done online or over the phone.
Online dealing commission - UK and international stocks
|
Deal type |
Dealing commission |
|---|---|
|
Deal type Online dealing commission |
Dealing commission £10.00 per deal |
|
Deal type Frequent Trader rate* |
Dealing commission £8.00 per deal (for 8+ deals per quarter) |
|
Deal type Foreign currency conversion charge (international trades only)** |
Dealing commission 1% per deal |
|
Deal type Regular investments (purchases only) |
Dealing commission £1.50 per deal |
Telephone dealing commission - UK and international stocks
|
Deal type |
Dealing commission |
|---|---|
|
Deal type Any |
Dealing commission £25.00 per deal |
|
Deal type Foreign currency conversion charge (international trades only)** |
Dealing commission 1% per deal |
* Frequent trading
Our standard dealing commission rates will apply for the first 7 trades placed online across your Share Dealing Account or Share Dealing ISA, per calendar quarter (ending 31 March, 30 June, 30 September and 31 December). The Frequent Trader rate will apply to any additional deals you place in the same quarter. Standard rates will resume at the beginning of the next quarter. The Frequent Trader rate does not apply to trades placed in OEICs, Unit Trusts or certificated sales.
**International trading
Foreign currency conversions are required to facilitate the settlement of international transactions. We adjust the exchange rate by 1.0% and keep the difference as our fee. The available exchange rate is based on the exchange rate provided by Digital Look. Indicative exchange rates are provided prior to trading, and the rate applicable to the individual trade is confirmed on the contract note once the deal has been completed.
Fund trading
|
Deal type |
Dealing commission |
|---|---|
|
Deal type Online funds trade |
Dealing commission £1.50 per deal |
|
Deal type Telephone funds trade (sales only) |
Dealing commission £25.00 per deal |
If you're looking to invest in a fund, please note the fund manager will charge an 'ongoing charges figure' from the fund (also referred to as the OCF). You can find the OCF within a fund’s 'Key Investor Information' Document' (KIID).
In relation to a number of the funds we offer, we have negotiated discounted initial charges, or an initial charge of 0%.
Government duties and levies – applies to all online and telephone deals
|
|
|
|---|---|
|
Stamp duty reserve tax |
Purchase of UK equities - 0.5% Purchase of Irish equities - 1% |
|
PTM levy |
£1 charge on equity transactions over £10,000 |
Account administration charges
Account charges
|
Account type |
Six-monthly account charge |
|---|---|
|
Account type ISA |
Six-monthly account charge £10.00 |
Closing your account
|
Account type |
Account charge |
|---|---|
|
Account type Share Dealing ISA |
Account charge Current six monthly fee (pro-rated) |
|
Service |
Charge |
|---|---|
|
Service Dividend reinvestment |
Charge 2% maximum £10.00 per deal, funds are capped at £1.50 |
|
Service Cheque withdrawal |
Charge £12.50 per withdrawal |
|
Service Request for share certificate |
Charge £25.00 per stock |
|
Service Transfer of shares to another provider |
Charge £25.00 per holding capped at £125.00 |
|
Service CHAPS payments |
Charge £20.00 |
|
Service Returned cheque / DD charge |
Charge £12.50 |
|
Service Ad hoc tax voucher |
Charge £12.50 |
|
Service Duplicate contract note (if 6 months after original) |
Charge FREE |
|
Service Duplicate statement/valuation (per item) |
Charge £12.50 |
|
Service Request for replacement share certificate |
Charge £30 and any additional third party charges |
|
Service Debit interest |
Charge Lloyds Bank base rate +5% |
|
Service Voiding of ISA |
Charge £12.50 |
|
Service Repair of ISA |
Charge £12.50 |
|
Service Probate valuations |
Charge No administration fee |
|
Service Distribution of assets |
Charge No administration fee |
|
Service Lodging a power of attorney |
Charge No administration fee |
Please note: All prices include VAT (currently 20%) where applicable.
Our Share Dealing service does not provide advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser. Please remember the value of an investment and the income from it can go down as well as up and you may get back less than you originally invested.
Important legal information
The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.