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Choosing cover that's just right
Choose between our Gold and Silver cover options, based on what’s right for you.
Lloyds Bank Car Insurance is underwritten, arranged and administered by AXA Insurance UK Plc. When getting a quote online you’ll be taken to their website with a new privacy and cookie policy.
Let's look at the figures
Give us a few details and we’ll be able to tell you how much your cover will be.
Compare what's covered
Both options are fully comprehensive. It means you’re covered if you damage your car, someone else’s car, or injure someone in an accident. And it doesn't matter whose fault it was.
Silver has those essentials covered. But Gold takes it a step further – it’s gold for a reason, after all.
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The feature |
Silver |
Gold |
|---|---|---|
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The feature Uninsured driver damage, sortedIf it’s their fault and you get their details, it won’t impact your no claims discount - and there’s no excess either. Insert details (keep brief) 3.70% AER/3.64% tax free variable monthly if you make 3 or less withdrawals. 1.05% AER/1.04% tax free variable monthly if you make 4 or more withdrawals. |
Silver
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Gold
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The feature Damage, fire and theft coverHad an accident while driving? You’re covered for the damage. The same goes if it’s damaged by theft or fire – it’ll be repaired or replaced. Keep brief Insert rate details |
Silver
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Gold
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The feature Other people's cars and property, protectedIf your car has a run-in with someone’s car or property and damages them, the costs and repairs are covered. |
Silver
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Gold
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The feature Courtesy carA 3-door courtesy car on standby when you make a valid claim. |
Silver
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Gold
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The feature Windscreen coverLittle chips, big cracks – they happen. And when they do, you’re covered to repair or replace your glass windscreen or windows. |
Silver
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Gold
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The feature Personal accident coverIf there’s an accident, this covers anyone in your car who’s seriously injured or dies, up to £5,000. |
Silver
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Gold
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The feature Drive other carsIf the car's insured and the owner's given you a thumbs up, you can take the wheel - well, their wheel. You'll only have third-party cover, meaning only other people, cars and properties are covered if there’s an accident. This cover is subject to eligibility. |
Silver
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Gold
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The feature Cover for personal itemsYour bits and bobs – like a fitted dash cam and mobile phone – are covered, up to £300. |
Silver
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Gold
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The feature Key cover you needKeys gone walkies? You’re covered for up to £2,500 if they’re lost, damaged or stolen. |
Silver
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Gold
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The feature Onward travel and overnight accommodationIf your car’s stolen or damaged, stay on the move, or simply stay over. You’re covered for costs up to £500. |
Silver
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Gold
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The feature Drive abroadYou’re covered at home... and away. You can drive in over 35 countries for 90 days with similar cover. |
Silver Silver will only give the minimum cover you need by law to use your car in these countries. |
Gold
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The feature Misfuelling coverWrong fuel? You’ve got the right cover. You can get your tank drained, flushed, and get the right fuel added. |
Silver
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Gold
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The feature Car seat coverIf a car seat’s damaged by something we cover, we’ll give you up to £300 per seat for brand-new ones. |
Silver
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Gold
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Terms, conditions and exclusions apply. If you make a claim, you may need to pay an excess and it may affect any no claims discount you’ve built up.
Add on a little extra
Add the optional extras you want, to give you the peace of mind you need.
Terms, conditions and exclusions apply to all benefits.
The all-important figures
Get the answers from our Help Hub
Find the answers to your questions, without having to dial a single number. You’ll be taken to AXA Insurance UK Plc’s website with a new privacy and cookie policy.
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