Eco Home offers

We like to reward our customers for making more sustainable choices when it comes to their homes. Whether you’re buying an energy-efficient home, or making energy-efficient home improvements, we could have an offer for you.

Up to £2,000 cashback and a free EPC, with Eco Home Reward

Mortgage customers could claim one of these rewards:

  • £2,000 cashback for a heat pump.
  • £1,000 cashback for solar panels or a battery.
  • £500 cashback for completing other eligible home improvements, including double glazing or insulation.
  • After receiving the cashback, you’ll also be offered an optional free Energy Performance Certificate (EPC) for your home.


Do I qualify?

You’ll need to:

  • apply for a new Lloyds Bank mortgage, additional borrowing, or be switching to a new deal, after 31 July 2024
  • have a Club Lloyds current account at point of claim (£3 monthly fee may apply)
  • complete an eligible home improvement within one year of completing your Lloyds Bank mortgage, additional borrowing, or new deal
  • upload your invoice to your Eco Home journey and submit your claim.

Find out all the details of the Eco Home Reward offer, check your eligibility, and upload your claim forms via your Eco Home journey.
 

Your Eco Home journey

 

We’ve teamed up with some installers

Learn more about heat pumps, home insulation and solar energy, and meet the installers we’ve teamed up with. You can use your own installer if you prefer.

£250 cashback for energy-efficient homes

If you're buying an energy-efficient home, or if you already have an energy-efficient home and you’re switching your mortgage to us from another lender, you could earn £250 cashback.

  • Available to customers who complete on a qualifying mortgage.
  • Maximum loan to value 95%.

To qualify, your home must have a valid Energy Performance Certificate (EPC) with a rating of A or B. Check your home's EPC rating.

The offer can be withdrawn at any time. Exclusions and conditions apply.

  • Cashback will be paid on mortgage completion via your conveyancer.
  • Customers must have a valid EPC showing on the EPC
  • Register or a certificate confirming the property has an A or B performance rating.
  • New Build properties currently in development will not have an initial EPC rating, in this instance customers should obtain a Predicted Energy Assessment (PEA) from the builder.
  • Excludes buy to let applications, product transfers or if you’re borrowing more on your current Lloyds Bank mortgage. 

Whether you're a first time buyer or making your next move, we could help you find a mortgage to suit your needs.

First time buyer mortgages
Moving home mortgages

You could lose your home if you don’t keep up your mortgage repayments

Related pages

Getting an Energy Performance Certificate (EPC)

7 ways you can make your home more energy efficient

Eco Home Tool

Calculators & tools

We have a range of mortgage calculators to help you:

  • Find out how much you could borrow from Lloyds Bank
  • See how much you could save if you make overpayments on your mortgage
  • Get an idea how a change to the Bank of England Base Rate could affect your monthly payments
Use our calculators and tools

Eco home hub

Find out how energy efficient your home is and gets tips and suggestions on what improvements you could make.

Eco home hub