Support with the cost of living

As living costs rise, keeping on top of your money might be worrying. We can help you manage your payments and provide some useful tips and tools.

Help with money worries

Help me manage my money

What is a credit card?

In simple terms, a credit card gives you the option to borrow money which you’ll pay back later, but of course there’s more to it than that. We’ve created a short guide to highlight the basics.

How a credit card works

Understanding credit

Your credit score can affect what credit cards and rates you're offered. Learn more about how credit works and how it might impact applying for a card.

What is a credit score?

What is a good credit score?

How to improve your credit score

Check your credit score

Understanding credit

Looking for a new credit card?

If you’re considering a new credit card, it’s important to understand what’s involved with an application and how lending decisions are made. We’ve created a short guide, which should help you.


How to apply for a credit card

You may also like

Message us online

Get answers to your everyday banking questions. Log on to our app or Internet Banking to get in touch.

How to message us

Everyday banking online

Manage your profile, money or cards from your sofa with our app or Internet Banking.

What you can do online

Money worries

With the rising cost of living, it's natural to worry about your money. We’re here to help.

Help with your finances

Credit cards

See what types of credit cards we offer. You can check if you're eligible with One Check without affecting your credit score.

More about credit cards

Two people walking with surfboards

Credit cards

See what types of credit cards we offer. You can check if you're eligible with One Check without affecting your credit score.

More about credit cards