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Help and guidance
Get reassured and discover everything you need to know about life insurance and critical illness cover.
What is life insurance?
Life insurance can provide financial security for your loved ones in the event of your death. Find out how life insurance works and whether it could help you.
What is level term life insurance?
Level-term life insurance offers a set amount of insurance cover for a defined length of time. Get to know more about how it works.
What is joint life insurance?
Joint life insurance covers you and another person on the same policy. See how it compares to single life insurance policies.
What is critical illness cover?
Critical illness cover can help protect your finances if you’re diagnosed with a serious condition listed in your policy.Â
What's the difference between income protection and critical illness cover?
Both income protection and critical illness cover can provide a financial safety net if you’re unable to work. Compare the two to find out how they can help.
Help from the experts
Scottish Widows are our life insurance and critical illness cover experts. And, like us they're a part of Lloyds Banking Group.
They could be the right choice to help protect you and your loved ones.
Our life insurance and critical illness cover policies have no cash in value at any time. If the policy ends without a claim, you won't get any money back. If you don't make payments on time your cover will stop, your policy will end and you'll get nothing back.