Go paper-free
Amend paper-free preferences for your statements and correspondence.
Credit card help and guidance
Whether you’re new to credit cards and want to understand the basics, or you’re an existing customer looking for more information and support, access helpful guides from this page.
Support with the cost of living
As living costs rise, keeping on top of your money might be worrying. We can help you manage your payments and provide some useful tips and tools.
-
How payments are calculated
While there’s an outstanding balance on your credit card, it’s your responsibility to make at least the minimum payment on time each month. We’ve created a short guide to explain more.
-
What is APR?
Annual Percentage Rate, or APR for short, helps to illustrate the cost of borrowing over the course of a year, inclusive of standard interest rates and fees. We’ve created a short guide to explain the basics.
What is a credit card?
In simple terms, a credit card gives you the option to borrow money which you’ll pay back later, but of course there’s more to it than that. We’ve created a short guide to highlight the basics.
Topics for existing customers
Understanding credit
Your credit score can affect what credit cards and rates you're offered. Learn more about how credit works and how it might impact applying for a card.
You may also like
