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Energy-efficient home improvements
Looking to understand how you can make your home warmer in winter and possibly reduce energy costs?
Energy Performance Certificate (EPC)
Checking your homes EPC is a great way to start to see what your current rating is and checking recommended improvements to increase this.
How do they work?
An EPC rating, or Energy Performance Certificate rating, gives you a general idea of how energy-efficient a property is. The EPC rating uses a scale from A–G, with A representing the most efficient and G standing for the least efficient. Energy Performance Certificates last for 10 years.
A higher energy-efficient rating can give you a better return on your investment by adding value to your property. EPCs also give you recommendations on how you can improve your rating and show the money you could save if you do. Plus, EPC reports help prospective buyers or renters make informed choices. Low ratings mean energy bills will be higher than a property with a better rating.
Check if you have an EPC using the EPC register
Before you decide to get an EPC, be sure you check if your property already has one, as they’re valid for 10 years.
If you’re in England, Wales and Northern Ireland, use the government’s service to check if you have an existing EPC.
If you’re in Scotland, there’s a different way to check for energy certificates.
Popular improvements to consider
Apply for a home improvement loan
To apply for a home improvement loan, you need to:
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- be aged 18 or older
- be a UK resident (excluding Channel Islands and the Isle of Man)
- have held a Lloyds Bank current account for at least 1 month
- be in paid employment or have a regular income and are not a full-time student
- have a good credit score, with no history of bad credit, such as County Court Judgements (CCJs) or bankruptcy.
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If you’d prefer to speak to someone, give us a call or visit your nearest branch.
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Important legal information
How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 years of age or over and a UK resident. You must have had a Lloyds Bank Current Account for more than one month.