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Helping you work out how much it could cost to have a Ready-Made Pension.
All pensions come with fees and charges. These will vary between different providers and pension types, so it’s important to know what you’ll pay so you can compare.
Find out the different types of fees you’ll pay with a Ready-Made Pension. Learn about what our charges cover and see an example of what this might look like for you.
Here’s a breakdown of the charges you can expect to pay with a Ready-Made Pension.
The table shows you the overall charges you’ll pay based on how much you invest with us. You can use this to help compare fees or charges with any other pension providers you might be considering. Please note that this table is based on our maximum investment charge so your charges could be lower depending on how close you are to retirement. Our charges are reviewed annually and may change.
Account fee |
Investment charge (ongoing) |
Transaction costs (ongoing) |
---|---|---|
Account fee(per year) 0.30% (or a minimum of £5 a month) |
Investment charge (ongoing) 0.24% |
Transaction costs (ongoing) 0.12% |
Say you've got
£50k invested in your pension
0.30% (or a minimum of £5 a month)
£150
0.24% (investment charge) + 0.12% (transaction costs)
£120 + £60
£150 + £120 + £60 = £330
Less than £28 a month
Remember that investment charges are reflected in the performance of your investment and won't appear on your statement.