Buy to let mortgages

Whether you are starting or expanding your property portfolio, we are here to help you get the right mortgage deal with our range of buy-to-let mortgage products. Check out our 5 Steps to getting started to put you on the right path to Buy to Let.

On Buy to Let mortgages, we'll provide a free standard valuation. If remortgaging to us from another lender we'll also arrange and pay your basic legal fees (additional fees may apply).

Step 1 - Can I apply?

Check your eligibility to apply, how much you could borrow.  Don't forget about the costs of buying, running and maintaining your Buy to Let property.

Eligibilty and considerations

Step 2 - View our rates

If you’re buying or remortgaging a buy to let property or you already have a buy to let mortgage with us, you can view our interest rates to find the best deal for you.

Buy to let rates

Step 3 - Viewing properties

Once you’re ready to view properties and put in an offer, you’ll find it helpful to apply for an Agreement in Principle (AIP) by speaking with one of our Mortgage and Protection Advisers.

Viewing properties

Step 4 - Starting your application

You’ll need the following information to start your application;

  • Your address details for the last 3 years
  • Your employment and income details for the last 18 months
  • Outstanding financial commitments

Once you have this you can contact us either by phone or in branch.

Contact us

Step 5 - Conveyancing and exchange of contracts

This is the legal side of buying and selling a property, a licensed conveyancer or solicitor will help you with the ins and outs of this part of the Buy to Let purchase process. 

You can use the Lloyds Bank Conveyancing Service to compare quotes from our panel of up to 200 conveyancing professionals. You can review the quotes and choose a conveyancer based on what matters to you - the price, the firm's location or their service rating.

Conveyancing and exchanging

You could lose your property if you don't keep up your mortgage repayments

Exclusive offer with Club Lloyds

As a Club Lloyds current account customer, you could get a 0.20% discount off your initial rate. 

  • You must have a Club Lloyds current account open before you take out your mortgage
  • Offer can be changed or withdrawn at any time
  • Product conditions may apply

Eco Home Reward

Eligible mortgage customers could get a cashback reward of up to £2,000 for making qualifying home improvements, such as insulation, solar panels, or a heat pump. We can even help with installation.

Terms and conditions apply. Offer can be changed or withdrawn at any time.

Eco Home Reward

Help & guidance

Getting started with Buy to Let

Fees and charges

Landlord Insurance

If you’re a landlord or have a buy-to-let mortgage, protect your property, rental income and lots more.

Landlord Insurance