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Buy to let current rates
These are our current fixed rate buy to let mortgages available today. There'll only be certain deals which fit your mortgage amount and your loan to value band.
After the fixed period, all of our mortgages revert to the Lloyds Buy to Let Variable Rate of currently 9.09%, for the remainder of the term. Early repayment charges (ERCs) may apply if you repay or overpay before the end of your fixed term period.
Switching to a new deal or Borrowing more - Buy to Let mortgages
Whether your current Lloyds mortgage is coming to an end or you want to borrow more, here’s the quickest way to find a new deal for both Club and Non-Club Lloyds customers.
We’ll show you all the deals that are available to you. If you’d like some help, our expert advisers are always ready to support you.
You could lose your property if you don’t keep up your mortgage repayments
Buy to let mortgages are available for up to 70% of the property’s value (LTV). Maximum loan amount up to £1million. These rates have no product fees.
|
Term |
Club Lloyds initial rate |
Non-Club Lloyds initial rate |
Changes to the variable rate from |
|---|---|---|---|
|
Term 2 years |
Club Lloyds initial rate 5.06% |
Non-Club Lloyds initial rate 5.26% |
Changes to the variable rate from 28/02/2027 |
|
Term 5 years |
Club Lloyds initial rate 4.69% |
Non-Club Lloyds initial rate 4.89% |
Changes to the variable rate from 28/02/2030 |
Buy to let mortgages are available for up to 70% of the property’s value (LTV). Maximum loan amount up to £1million. These rates have no product fees.
|
Term |
Club Lloyds initial rate |
Non-Club Lloyds initial rate |
Changes to the variable rate from |
|---|---|---|---|
|
Term 2 years |
Club Lloyds initial rate 4.86% |
Non-Club Lloyds initial rate 5.06% |
Changes to the variable rate from 28/02/2027 |
|
Term 5 years |
Club Lloyds initial rate 4.60% |
Non-Club Lloyds initial rate 4.80% |
Changes to the variable rate from 28/02/2030 |
Early Repayment Charges (ERCs)
ERCs for new and remortgage buy to let mortgages:
- 2 year - up to 2% until 28/02/2027
- 5 year - up to 5% until 28/02/2030
Important legal information
Our rates are only guaranteed for applications made today. We reserve the right to change our product range at any time.
Our mortgage advisers can only give you information about our range of Buy to Let mortgages, they will not be able to offer any advice.