Platinum Account Important Information

Below are the terms and conditions that apply to your account. We recommend you take time to read each section carefully and save them if you want to refer to them later.

Important links

Platinum Welcome Pack (PDF, 2.6MB)

Personal banking terms and conditions & Banking charges guide (PDF, 569 kB)

Platinum Account Overdraft Interest Rates

Vantage account information - no longer on sale

Platinum Mobile Phone Insurance Terms and Conditions (PDF ,2.6Mb)

Platinum Travel Insurance Terms and Conditions (PDF, 2.6Mb)

Platinum AA Breakdown Cover Terms and Conditions (PDF,  2.6Mb)

Important legal information

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).