LLOYDS BANK CURRENT ACCOUNT

Cash Account

This account is no longer available. If you already have a Cash Account, this page will continue to provide you with information about this account.

Lloyds Classic Account card.

Features and benefits

  • Free everyday banking
    Free everyday banking with no monthly maintaining the account fees, or charges if you accidentally go overdrawn.
  • Cash withdrawals
    Withdraw up to £800 a day from any Lloyds Bank CashPoint® or other cash machines.

Keep in mind

  • This account doesn't include:

    An arranged overdraft, a chequebook, or credit interest on your balance.

  • Debit card

    You can withdraw up to £800 a day from a Lloyds Bank Cashpoint or other cash machines. You can use your Visa debit card in over 500,000 locations in the UK and 27 million worldwide.

    More about debit cards

    Banking your way

    Quick, easy ways other than in branch to manage your money 24 hours a day, 7 days a week, online or on the phone with Internet Banking, PhoneBank® and Mobile Banking.

    More about ways to bank

    Everyday Offers

    Get up to 15% cashback using Everyday Offers at the type of places you regularly shop. It’s available to UK personal current account customers over 18, who bank online. Retailer offers and cashback amounts may vary.

    More about Everyday Offers

    Text Alerts

    Our text alerts service offers a simple way to stay on top of your finances without even having to think about it. So if we have a mobile number for you, we’ll help you keep an eye on your balance.

    Find out more about text alerts

    Save the Change®

    Save the Change® makes saving easy. When you buy something with your Lloyds Bank debit card (and your account is in credit), we’ll round up the amount to the nearest pound and transfer the difference into an eligible Lloyds Bank savings account.

    More about Save the Change®

    Money Manager

    Keep track of your spending and see at a glance where your money goes with our free Internet Banking service.

    More about Money Manager

    Joint account

    Add a second person to your account. It’s a convenient way to share outgoings such as household bills, shopping and mortgage/rent payments or budget for holidays and special purchases.

    More about joint accounts

    Mobile Banking app

    Our Mobile Banking app for iOS and Android are quick and easy to install, fast, convenient and more secure than ever - the easy way to stay on top of your money. Bank where you want with the latest built-in security technology that keeps your details safe and private. More and more customers are choosing the flexibility, convenience and security of banking on their mobile.

    Personal UK Internet Banking customers only. Terms and Conditions apply.

    More about the Mobile Banking app

  • Other current accounts

    If you’re looking for a simple account that gives you free everyday banking as long as you stay in credit, why not apply for our Classic Account? Log on to Internet Banking to see alternative accounts available to you.

    Log on

If you are ineligible for our other current accounts, the Lloyds Bank Basic Account could be right for you.

Existing customers

Manage your account

Joint accounts

Things you can do online

Report card lost or stolen

Free banking services

Internet Banking

Mobile Banking

Text Alerts

Useful links

Save The Change®

Everyday Offers

Money Manager

Compare our accounts

Switch your account to us within seven days

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Find out how to switch

Protecting your money

FSCS logo



The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of the eligible money you hold with us.

More about the FSCS

Compare current accounts

We have a range of current accounts to suit your needs.

Browse current accounts

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Compare current accounts

We have a range of current accounts to suit your needs.

Browse current accounts

Important legal information

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.

Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.