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What you need to open a bank account
If you're looking to open a bank account, it’s easy to apply online, in a branch or by phone. Learn how to open an account, including what documents you need when you apply.
How to open an account online or in our app
- Answer a few simple questions about how you intend to use the account. This may include whether this will be your main account, or an account for another purpose - like paying bills.
- Fill in your personal details and information about your address, such as whether you rent or own your home.
- Enter information about your employment and income - such as your salary, savings and monthly outgoings.
- Add your contact details and you’ll receive confirmation when your bank account opens.
Account opening depends on our assessment of your circumstances.
This guide is not part of the application process. It’s a checklist to help you prepare to open a bank account and includes the essential information and documents that all banks usually ask for. But we may ask for more information, either for regulatory purposes or if you need other products and services.
What you’ll need to show to open an account
You need to be at least 18 years old to set up a bank account by yourself with Lloyds.
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We'll need to carry out identification and verification checks on you, and anyone else authorised to operate your account.
Usually, you'll only need to provide a current UK photo driving licence or passport from the United Kingdom.
If you're an existing customer, you can use your existing bank card with chip and Pin to verify your identity.
If you can't show one of these items, you'll need to bring two documents. You can find a full list of acceptable documents on our Proof of identity webpage.
If you don't have any of the items listed here, or if you currently don't have a fixed address, don't worry - we may be able to accept other items. Just ask a member of our branch staff or call us.
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Preferred title
For example, Mr, Mrs, Ms, Mx.Name
As well as any previous names.Date of birth
Gender
Marital status
Nationality
Including any dual nationalities and immigration status for non-UK nationals.Country of birth
Tax residence
Which countries you're a tax resident in, or have been in the last two years. Enter a Tax Identification Number (TIN) for each non-UK tax residency. -
Current home address
Details of full current address including postcode.Where the address is BFPO (British Forces Post Office)
We need the Service Number, Rank, Unit, Regiment, Operation Name (if applicable) and BFPO Number.When did you move to your current address
If you've lived in your current address for less than three years, you'll also need to give details of any previous addresses you've held during this period.Residential status
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Main phone number
Including other phone numbers.Email address
Marketing preferences
Marketing opt-in to specify marketing preference by email, SMS, post or phone. -
Your total monthly income (after tax)
Will your monthly income be paid into this account?
How will you fund the account?
By bank transfer, electronic payments, cash or cheques?How will you use the account?
With bank transfers, electronic payments, cash or cheques?Employment status
If employed (occupation type, name of employer, start date). If self-employed (occupation type, company/ organisation name/ start date).Your total amount of savings
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What Planned Overdraft limit would you like?
How many people who live with you depend on you financially?
Your monthly share of mortgage or rent payments
What do you spend each month on childcare, maintenance and education?
Are you aware of any upcoming changes in your circumstances?
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Do you already have travel insurance or another packaged bank account?
Do you need worldwide travel insurance?
Are all account holders and family members below 80 years old and are all children under 18 years old?
Do you need mobile phone insurance?
Do you need AA breakdown cover?
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Do you want to switch?
Is this a sole account switch?
Existing bank details - including:
- sort code
- account number
- name of account holder
- 16-digit debit card number
- debit card expiry from old bank.
Do you have an overdraft at your old bank? - If yes then do you want to settle this?
Do you want SMS updates on your switch?
New to Lloyds
Scan the QR code to apply.
For the best experience apply in minutes using our mobile app.
If you have a UK passport or UK driving licence and don’t fancy using the app, you can apply for an account on our website.
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