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Take payments in person, online and over the phone
From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions, payment services you can trust.
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Card readers for businesses of all sizes
Perfect for taking payments on the go
£49 one-off
No VAT on first card reader
Plus 1.75% fixed transaction rate
transaction feestransaction fees
Start accepting payments with MPOS, our simple to set up pocket-sized card reader. With a £49 one off fee, no minimum contract and a fixed transaction rate, it’s an ideal option for taking payments on the move.
Popular for accepting payments everyday
£27 monthly rental + VAT
Plus tailored transaction fees
Includes SIM
transaction feestransaction fees
Castles Saturn is a simple to use card reader for businesses with a steady volume of payments to accept in person or over the phone. Portable, touchscreen, options for tips and cashback.
A complete business management solution
£21 monthly rental + VAT
Plus tailored transaction fees
Optional SIM £10 monthly + VAT
transaction feestransaction fees
Clover Flex, our all-in-one business management solution, does more than just accept payments. A powerful POS with easy install apps, lets you customise and grow the capabilities as you need them.
Let your customers pay, their way
Why Lloyds Cardnet for taking payments?
Trusted by over 33,000 businesses making 2.86m transactions daily
Find out how much Lloyds Cardnet could cost your business
What our customers say about us
“We wanted a bank that could potentially provide future investment, as well as reliable card payment services.”
Jenny May
Landlord, The King's Head
Payment acceptance with Lloyds Cardnet integrates with a full suite of services
Frequently asked questions
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You don’t have to be a customer of Lloyds Bank or Bank of Scotland to use Lloyds Cardnet. We assess each business individually to ensure you receive the right product and service, whether you’re a small but established business, a large corporation or just starting out.
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A point of sale (POS) is quite literally a location or system where a customer exchanges money for goods and services. A point-of-sale system allows a business to accept and process secure payments from customers and keep track of sales. A modern POS system is usually either digital, where a transaction may occur virtually online or over the phone, or a form of card terminal that’s either fixed or portable, or a combination of the two.
A POS system should allow your business to:
- Calculate the total amount owed for any given sale
- Accept payment by cash, card or virtually
- Issue an electronic or printed receipt
- Record the details of the transaction
Today’s POS systems have additional features such as the ability to manage inventory, create reports that detail trend and customer habits, as well as connect to other supporting software to help bring multiple customer transaction outlets into one system.
- Calculate the total amount owed for any given sale
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Our product range accept all major credit and debit cards as well as digital wallets as payment, including Mastercard, VISA, American Express, Discover Global Network and Diners Club International, Apple Pay, Google Pay and Samsung Pay.
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Payment Card Industry Data Security Standards (PCI DSS) is a set of industry standards designed to ensure merchants store and process cardholder data securely. Any business that deals with payment processing is required to meet these standards and keep financial data secure as well as cardholders protected from fraud.
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From 14th March 2022 a greater level of authentication was introduced for online payments. Here are some useful documents we’ve developed to remind you of the process.