Take payments with Lloyds Cardnet®

Payment solutions for shops and retailers

Retail is fast-paced, from small shops to big chains. We can help you take payments and manage your business to give your shoppers the best experience.

Payment solutions tailored to enhance the shopping experience

Knowledge when you need it

Drive sales with real-time tracking and reporting, streamlined and in one place.

Get paid next working day*

Fast settlement for better cash flow. Typically 6pm, next business day.

Specialist UK Support

Our UK-based dedicated support team is available from 8am to 9pm, Monday to Saturday, ensuring smooth and reliable payments.

Clear pricing

Transparent pricing so you’ll fully understand our charges.

Lightning-fast transactions

Cut queues with transaction processing times averaging less than 1 second and **99.999% availability so you never lose a sale.

Grow your business

Adaptable payment solutions and cash advances to help you grow.

*Charges may apply
**Based on 2023 data

  • Knowledge when you need it
    Drive sales with real-time tracking and reporting, streamlined and in one place. 
  • Get paid next working day*
    Fast settlement for better cash flow. Typically 6pm, next business day. 
  • Specialist UK Support
    Our UK-based dedicated support team is available from 8am to 9pm, Monday to Saturday, ensuring smooth and reliable payments.
  • Clear pricing
    Transparent pricing so you’ll fully understand our charges.
  • Lightning-fast transactions.
    Cut queues with transaction processing times averaging less than 1 second and **99.999% availability so you never lose a sale.
  • Grow your business
    Adaptable payment solutions and cash advances to help you grow.


*Charges may apply
**Based on 2023 data

Trusted by over 14,500 retail businesses processing over 620,000 transactions daily

Logos of customers using Lloyds Cardnet - Costco Wholesale, Bayliss, Marks Electrical, Dunster House
Logos of customers using Lloyds Cardnet - Costco Wholesale, Bayliss, Marks Electrical, Dunster House

What our customers say

 

“The card machines have made our business much more efficient with cash flow. It’s just an easy process.”

 

Ryan Morgan
Morgan’s Butchers

Read the full story here
 

Run your retail business with Clover

From £21 monthly rental + VAT + transaction fees

  • Deliver amazing customer experience all from one system, with smooth order routing and real-time tracking.
  • Manage stock variants, inventory and business expenses with insights on sales and costs.
  • Track sales as they happen and access data to compare your performance with the competition.
  • Customise your solution to help manage your staff with apps for hiring, clock in times, payroll and much more.
Discover Clover

Other card readers

Other card readers

Accept card payments with our wide range of face-to-face solutions including mobile, portable and countertop card machines.

View all card readers

Let your customers pay, their way

Online payments

Take online payments

Over-the-phone payments

Take phone payments
Logos of payment types; mastercard, visa, american express, apple pay, google pay, diners club international, and discover.

More ways we can add value to your business

Borrow money

Need access to fast funding, to purchase stock, expand your business or even manage cash flow. Merchant Cash Advance can help.
 

More about cash advances

Stay compliant

Payment Card Industry Data Security Standards (PCI DSS) is a mandatory requirement to safeguard cardholder data, see how we can help you stay compliant.

More about PCI DSS

Accept other currencies

Increase sales and customer satisfaction by letting shoppers pay in their own currency, while earning additional revenue with Dynamic Currency Conversion.

More about currency conversion

Our integration providers

Logos of payment acceptance by Lloyds Cardnet - QikServe, Nuepos, Keyivr, Paytia, Outify, Prommt

Cardnet® is a registered trademark of Lloyds Bank plc.