Business Overdrafts
Be financially flexible with a business overdraft.
Help and support
Supporting your banking needs
Online banking
Our online services
Accounts and savings
Everyday banking and payments
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Borrowing
Loans, cards and finance
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Take payments
Card readers and online
Existing customers
Accept card payments with our wide range of face-to-face solutions.
International trade
Business at home and abroad
Existing customers
Insurance
Find the right cover
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Help protect your business from legal fees and compensation costs if a customer, client or other third party makes a claim against you.
Business guidance
Start-up, manage and grow
Useful resources
Find out how some of our customers have evolved their businesses in innovative ways.
Corporate solutions
For corporates & institutions
Existing customers
Find the latest insights, reports, expert commentary, client case studies, and economic and markets updates.
Bespoke risk management solutions and hedging strategies for large corporations, financial institutions and commercial businesses exposed to fiscal market risks.
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Our interest rates team help clients to identify, understand and manage fluctuations in borrowing costs. With experience working with a variety of business sectors and the ability to transact a wide range of products, we can provide solutions to help your business manage the cost of borrowing.
Foreign Exchange (FX) is one of the most significant risks to business trading or operating internationally. Our foreign exchange experts can help clients to identify, understand and manage risks arising from FX (International Payments, Translation Risk, Transaction Risk).
Changes in commodity prices can pose a risk to your margins. Our team of commodity market professionals can deliver innovative solutions, ranging from simple swaps to more bespoke options-based strategies, designed to manage the impact of commodity price fluctuations in energy, metal and some agricultural goods.
Customers failing to pay the money owed to you is a risk that every business faces, and the consequences of this can be detrimental. That’s why we offer Debtor Protection with our Invoice Finance solutions. It’s a low-cost, easy to manage facility that will protect up to 90% of the value of your invoices, giving you peace of mind.
Identify, quantify and manage financial risks with support from our accounting & financial risk advisory team. Combining both risk management and accountancy expertise, we help clients to formulate policies and build risk management strategies that factor in good practice accounting treatment.
We provide our Corporate Card in euro and US Dollar denominations as well as Sterling. If you are paying suppliers in euros or US Dollars, a card payment could help to minimise the costs of transacting in those currencies as well as the risk of currency fluctuations. You need to hold a Lloyds Bank/Bank of Scotland Business Current account in the relevant currency.