Understanding the base rate

How the base rate affects your savings can seem complex. We're here to help break down the facts.

The recent announcement

On 6 February 2025 the Bank of England announced a decrease in the Bank of England base rate from 4.75% to 4.50%.

Let’s look at the details

Getting started online

Protecting your money

FSCS logo



The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of the eligible money you hold with us.

More about the FSCS



Protecting your money

FSCS logo

The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of the eligible money you hold with us.

More about the FSCS

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Personal savings allowance

Based on your tax band, you can earn up to £1,000 in tax-free interest annually with your personal savings allowance (PSA).

Save tax free

What is an ISA?

Top up your current cash ISA or open a new cash ISA today.

Compare our ISAs

Savings accounts

We offer a range of flexible accounts, with minimum deposits starting from as little as £1.

Ways to save

Savings help and guidance

Discover various ways for you to save money and the important factors to consider when planning for your financial future.

Help and guidance

Savings help and guidance

Discover various ways for you to save money and the important factors to consider when planning for your financial future.

Help and guidance