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Club Lloyds Saver
Save as much or as little as you like with our exclusive savings account for Club Lloyds customers.
Please read the summary box before applying
Summary box for the Club Lloyds Saver
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Interest rates table Your balance
Gross monthly interest
AER (monthly interest)
Gross annual interest
AER (annual interest)
Your balance
£1-£24,999
Gross monthly interest
1.39%
AER (monthly interest)
1.40%
Gross annual interest
1.40%
AER (annual interest)
1.40%
Your balance
£25,000-£99,999
Gross monthly interest
1.49%
AER (monthly interest)
1.50%
Gross annual interest
1.50%
AER (annual interest)
1.50%
Your balance
£100,000+
Gross monthly interest
1.64%
AER (monthly interest)
1.65%
Gross annual interest
1.65%
AER (annual interest)
1.65%
The interest rate is variable. Choose to have your interest paid each month or after a year. The rate applies to the full balance.
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Yes. As this account pays a variable rate of interest it can change over time. We’ll always let you know of any planned changes to the rate. Our terms and conditions (PDF, 52KB) explain when and how we do this. For example, we might review the interest rate if the Bank of England base rate changes.
We’re making some changes to our conditions on 02 June 2025. For details, please see our guide to changes (PDF, 80KB).
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For example, if you deposit £1,000.00 when you open the account, the balance after 12 months will be £1,014.00.
If you deposit £25,000.00 when you open the account, the balance after 12 months will be £25,375.000.
If you deposit £100,000.00 when you open the account, the balance after 12 months will be £101,650.00.
This assumes:
- the interest rate stays the same for 12 months
- interest is paid 12 months after you open the account
- you make your deposit on the day you open the account and you don't add more money after that
- you don't withdraw any money or interest.
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This account can be opened and managed:
- online
- on our app
- in branch
- by phone.
You can open the account if you’re:
- aged 18 or over
- a UK resident
- a Club Lloyds customer.
To be a Club Lloyds customer, you must have one of the following current accounts:
- Club Lloyds.
- Club Lloyds Silver.
- Club Lloyds Gold.
- Club Lloyds Platinum.
- Club Lloyds Premier.
- Club Lloyds Mayfair Current Account.
- Club Lloyds Mayfair High Interest Cheque Account.
- Club Lloyds Private Banking Premier Current Account.
- Club Lloyds Private Banking Account.
If your Club Lloyds current account is a Mayfair or Private Banking account, you cannot open this account online. Please call us on 0345 300 2750 to apply. Lines are open 8am to 8pm, seven days a week.
Not all Telephone Banking services are available 24 hours a day, seven days a week.Online applications must be made in your sole name. You can make it joint by going into branch or calling us after you've opened it.
You can open the account with between £1 and £9 million.
You can have up to five Club Lloyds Saver accounts and name each one.
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Yes. You can make as many withdrawals as you like from this account and there are no charges for doing so. You can withdraw your money in any of our branches.
You can transfer money out of the account online but only to another Lloyds Bank account in your name.
After 12 months, your account will change to a Standard Saver. Before this happens, we’ll contact you to explain your options and next steps.
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Savings terms explained
Gross rate means we won’t deduct tax from the interest we pay on money in your account. You will need to pay any tax you may owe to HM Revenue & Customs (HMRC).
AER stands for Annual Equivalent Rate. Whenever you see an advert for a savings account which shows an interest rate, you will see the AER. This means you can use the AER to compare accounts. It shows what the interest rate would be if your interest was paid and compounded once each year.
For more definitions, view our glossary.
Open a Club Lloyds Saver today
Please read the summary box and the terms and conditions (PDF, 52KB) before you start.
We’re making some changes to our conditions on 02 June 2025. For details, please see our guide to changes (PDF, 80KB).
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