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Current account rates (previous)
From 6th April 2016 interest is paid GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs., meaning we will not deduct tax on your behalf. Dependant on your personal circumstances, tax may be due on your interest and it is your responsibility to disclose and pay any tax due directly to HMRC.
Please note, interest paid before 6th April 2016 will have been paid net (unless you registered the account with us to receive gross interest). NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. was the rate of interest payable after allowing for the deduction of income tax at the rate specified by law.
Club Lloyds current account
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Each Part of Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 to £3,999.99 |
Interest Paid Monthly 1.00% |
0.99% |
|
Interest Paid Monthly £4,000 to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 up to £5,000 |
Interest Paid Monthly 1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 up to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
These interest rates were correct from 30/03/2014 to 07/01/2017.
Club Lloyds Gold
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Each Part of Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 to £3,999.99 |
Interest Paid Monthly 1.00% |
0.99% |
|
Interest Paid Monthly £4,000 to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 up to £5,000 |
Interest Paid Monthly 1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
|
|
Interest Paid Monthly |
|
|---|---|---|
|
Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
£1 up to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 30/03/2014 to 07/01/2017.
Club Lloyds Platinum
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Each Part of Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 to £3,999.99 |
Interest Paid Monthly 1.00% |
0.99% |
|
Interest Paid Monthly £4,000 to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 up to £5,000 |
Interest Paid Monthly 1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
|
|
Interest Paid Monthly |
|
|---|---|---|
|
Balance |
Interest Paid Monthly AER AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.% |
|
£1 up to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
|
|
Interest Paid Monthly |
||
|---|---|---|---|
|
Balance |
Interest Paid Monthly AER AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.% |
NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % |
|
£1 up to £1,999.99 |
Interest Paid Monthly 1.00% |
1.00% |
0.80% |
|
£2,000 up to £3,999.99 |
Interest Paid Monthly 2.00% |
1.98% |
1.59% |
|
£4,000 up to £5,000 |
Interest Paid Monthly 4.00% |
3.93% |
3.14% |
These interest rates were correct from 30/03/2014 to 07/01/2017.
Club Lloyds Premier
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Each Part of Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 to £3,999.99 |
Interest Paid Monthly 1.00% |
0.99% |
|
Interest Paid Monthly £4,000 to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 up to £5,000 |
Interest Paid Monthly 1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
|
|
Interest Paid Monthly |
|
|---|---|---|
|
Balance |
Interest Paid Monthly AER %AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossCloseGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
£1 up to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
|
|
Interest Paid Monthly |
||
|---|---|---|---|
|
Balance |
Interest Paid Monthly AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
£1 up to £1,999.99 |
Interest Paid Monthly 1.00% |
1.00% |
0.80% |
|
£2,000 up to £3,999.99 |
Interest Paid Monthly 2.00% |
1.98% |
1.59% |
|
£4,000 up to £5,000 |
Interest Paid Monthly 4.00% |
3.93% |
3.14% |
These interest rates were correct from 30/03/2014 to 07/01/2017.
Club Lloyds Silver
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Each Part of Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 to £3,999.99 |
Interest Paid Monthly 1.00% |
0.99% |
|
Interest Paid Monthly £4,000 to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 01/10/2019 to 30/09/2020.
|
Interest Paid Monthly |
Interest Paid Monthly |
|
|---|---|---|
|
Interest Paid Monthly Balance |
Interest Paid Monthly AER %AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
Interest Paid Monthly £1 up to £5,000 |
Interest Paid Monthly 1.50% |
1.49% |
These interest rates were correct from 01/07/2018 to 30/09/2019.
|
|
Interest Paid Monthly |
|
|---|---|---|
|
Balance |
Interest Paid Monthly AER %AERCloseAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. |
Gross %GrossCloseGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. |
|
£1 up to £5,000 |
Interest Paid Monthly 2.00% |
1.98% |
These interest rates were correct from 08/01/2017 to 30/06/2018.
|
|
Interest Paid Monthly |
||
|---|---|---|---|
|
Balance |
Interest Paid Monthly AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % |
GrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. % |
NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % |
|
£1 up to £1,999.99 |
Interest Paid Monthly 1.00% |
1.00% |
0.80% |
|
£2,000 up to £3,999.99 |
Interest Paid Monthly 2.00% |
1.98% |
1.59% |
|
£4,000 up to £5,000 |
Interest Paid Monthly 4.00% |
3.93% |
3.14% |
These interest rates were correct from 30/03/2014 to 07/01/2017.
Classic Account
|
Classic account |
Interest Paid Annually |
||
|---|---|---|---|
|
Classic account |
Interest Paid Annually AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % |
GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % |
NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % |
|
Classic account £1+ |
Interest Paid Annually 0.10 |
0.10 |
0.08 |
These interest rates were correct from 01/03/2004 to 18/08/2008.
Classic Plus Account
|
Regular Monthly Deposit |
Interest Paid Monthly |
|||
|---|---|---|---|---|
|
Regular Monthly Deposit |
Balance |
Interest Paid Monthly AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Regular Monthly Deposit £1+ |
£1 - £2500* |
Interest Paid Monthly 3.5 |
3.45 |
0.08 |
These interest rates were correct from 03/11/2008 to 02/01/2009.
Vantage Interest Rates
Vantage is no longer available with new current accounts or as an upgrade option for existing customers. In February 2016 we wrote to existing Vantage customers to advise that we were removing Vantage from our product range. From 3rd May 2016 no credit interest is paid on Vantage accounts and Vantage terms and conditions no longer apply. Vantage was removed from account names shortly after this.
|
|
Interest (calculated daily and paid monthly) |
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|---|---|---|---|
|
Balances between |
Interest (calculated daily and paid monthly) AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
£1 - £999 |
Interest (calculated daily and paid monthly) 0.00% |
0.00% |
0.00% |
|
£1,000 - £2,999 |
Interest (calculated daily and paid monthly) 0.50% |
0.50% |
0.40% |
|
£3,000 - £5,000 |
Interest (calculated daily and paid monthly) 1.50% |
1.49% |
1.19% |
These interest rates were correct from 02/07/2014 to 02/05/2016.
|
Balance |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|---|---|---|---|
|
Balance £1+ |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% 1.50 |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% 1.49 |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% 1.19 |
|
Balance £1,000+ |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% 2.00 |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% 1.98 |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% 1.59 |
|
Balance £3,00 to £5,000 |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% 3.00 |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% 2.96 |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% 2.37 |
These interest rates were correct from 27/06/2011 to 02/07/2014.
Vantage Account Interest Rates
|
Balance |
Interest Paid Monthly |
||
|---|---|---|---|
|
Balance |
Interest Paid Monthly AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Balance £1+ |
Interest Paid Monthly 0.10 |
0.10 |
0.08 |
|
Balance £1,000+ |
Interest Paid Monthly 2.00 |
1.98 |
1.59 |
|
Balance £3,000+ |
Interest Paid Monthly 3.00 |
2.96 |
2.37 |
|
Balance £5,000 up to £7,000 |
Interest Paid Monthly 4.00 |
3.93 |
3.14 |
These interest rates were correct from 02/02/2009 to 27/06/2011.
Gold Service Account
|
Gold Service current account |
Interest paid annually |
||
|---|---|---|---|
|
Gold Service current account |
Interest paid annually AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Gold Service current account £50,000 + |
Interest paid annually 0.10 |
0.10 |
0.08 |
|
Gold Service current account £1+ |
Interest paid annually 0.10 |
0.10 |
0.08 |
These interest rates were correct from 04/04/2005 to 02/10/2012.
Gold Service Plus Account
|
Regular Monthly Deposit |
Interest Paid Monthly |
|||
|---|---|---|---|---|
|
Regular Monthly Deposit |
Balance |
Interest Paid Monthly AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Regular Monthly Deposit £1,000+ |
£1 - £2500* |
Interest Paid Monthly 3.50 |
3.45 |
2.76 |
These interest rates were correct form 03/11/2008 to 02/10/2012.
Graduate Account - Credit
|
Graduate account |
Interest Paid Monthly |
||
|---|---|---|---|
|
Graduate account |
Interest Paid Monthly AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Graduate account £1+ |
Interest Paid Monthly 0.00 |
0.00 |
0.00 |
These interest rates were correct from 29/09/2003 to 02/10/2012.
Graduate account – Planned and Unplanned Overdrafts
|
Graduate account |
% Per Month |
EAR % |
|---|---|---|
|
Graduate account Year 1: £2,000+ |
% Per Month 1.30 |
EAR % 16.77 |
|
Graduate account £0 - £2,000 |
% Per Month 0.00 |
EAR % 0.00 |
|
Graduate account Year 2: £1,500+ |
% Per Month 1.30 |
EAR % 16.77 |
|
Graduate account £0 - £1,500 |
% Per Month 0.00 |
EAR % 0.00 |
|
Graduate account Year 3: £1,000+ |
% Per Month 1.30 |
EAR % 16.77 |
|
Graduate account £0 - £1,000 |
% Per Month 0.00 |
EAR % 0.00 |
These interest rates were correct from 12/11/2013 to 01/09/2016.
|
Graduate account |
% Per Month |
EAR % |
|---|---|---|
|
Graduate account Year 1: £2,000+ |
% Per Month 1.30 |
EAR % 16.8 |
|
Graduate account £0 - £2,000 |
% Per Month 0.00 |
EAR % 0.00 |
|
Graduate account Year 2: £1,500+ |
% Per Month 1.30 |
EAR % 16.8 |
|
Graduate account £0 - £1,500 |
% Per Month 0.00 |
EAR % 0.00 |
|
Graduate account Year 3: £1,000+ |
% Per Month 1.30 |
EAR % 16.8 |
|
Graduate account £0 - £1,000 |
% Per Month 0.00 |
EAR % 0.00 |
These interest rates were correct from 01/08/2007 to 12/11/2013.
Platinum Account
|
Platinum current account |
Interest paid annually |
||
|---|---|---|---|
|
Platinum current account |
Interest paid annually AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
GrossGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
NetNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Platinum current account £50,000 + |
Interest paid annually 0.10 |
0.10 |
0.08 |
|
Platinum current account £1+ |
Interest paid annually 0.10 |
0.10 |
0.08 |
These interest rates were correct from 01/08/2007 to 02/10/2012.
Platinum Plus Account
|
Regular Monthly Deposit |
Interest Paid Monthly |
|||
|---|---|---|---|---|
|
Regular Monthly Deposit |
Interest Paid Monthly Balance |
AERAERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
GrossGrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
NetNetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Regular Monthly Deposit £1,000+ |
Interest Paid Monthly £1 - £2500* |
3.50 |
3.45 |
2.76 |
These interest rates were correct from 03/11/2008 to 02/10/2012.
Premier Plus Account
|
Regular Monthly Deposit |
Interest Paid Monthly |
|||
|---|---|---|---|---|
|
Regular Monthly Deposit |
Interest Paid Monthly Balance |
AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. % |
GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form. % |
NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places. % |
|
Regular Monthly Deposit £1,000+ |
Interest Paid Monthly £1 - £2500* |
3.50 |
3.45 |
2.76 |
|
Select current account |
Interest paid annually |
||
|---|---|---|---|
|
Select current account |
Interest paid annually AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Select current account £1 + |
Interest paid annually 0.10 |
0.10 |
0.08 |
These interest rates were correct from 01/03/2004 to 02/10/2012.
Select Plus Account
|
Regular Monthly Deposit |
Interest Paid Monthly |
|||
|---|---|---|---|---|
|
Regular Monthly Deposit |
Interest Paid Monthly Balance |
AER AERAER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts.% |
Gross GrossGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are unlikely to pay tax on your savings income and have completed an HMRC R85 form.% |
Net NetNet rate is the rate of interest the account pays after basic rate tax has been deducted. If you are unlikely to pay tax on your savings income you can request your interest to be paid gross by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.% |
|
Regular Monthly Deposit £1,000+ |
Interest Paid Monthly £1 - £2500* |
3.50 |
3.45 |
2.76 |
These interest rates were correct from 03/11/2008 to 02/10/2012.
Early Student Account
|
Early Student Account |
% Per Month |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% |
|---|---|---|
|
Early Student Account £200+ |
% Per Month 0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 8.21 |
|
Early Student Account 0-£200+ |
% Per Month 0.00 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 0.00 |
These interest rates were correct from 16/03/2009 to 02/10/2012.
Student Account and Early Student Account – Planned and Unplanned Overdrafts
|
Student account |
% Per Month |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% |
|---|---|---|
|
Student account Year 1: £1,500+ |
% Per Month 0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 8.2 |
|
Student account £0 - £1,500 |
% Per Month |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 0.0 |
|
Student account Year 2: £1,500+ |
% Per Month 0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 8.2 |
|
Student account £0 - £1,500 |
% Per Month 0.00 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 0.0 |
|
Student account Year 3: £1,500+ |
% Per Month 0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 8.2 |
|
Student account £0 - £1,500 |
% Per Month 0.00 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 0.0 |
|
Student account Years 4, 5 & 6: £2,000+ |
% Per Month 0.66 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 8.2 |
|
Student account £0 - £2,000 |
% Per Month 0.00 |
EAR EAREAR is the Equivalent Annual Rate. This is the actual annual rate of an overdraft. It doesn't take into account other fees and charges. Interest is normally paid at the net rate unless the Account falls within an exempt category or the Account holder qualifies to receive interest gross. Interest rates may vary from time to time. All rates are per annum except where stated.% 0.0 |
These interest rates were correct from 01/08/2007 to 12/11/2013.
Personal Overdrafts – Planned and Unplanned Overdrafts
|
Account |
Interest paid monthly |
|
|---|---|---|
|
Account |
Interest paid monthly % Per Month |
EAR % |
|
Account Premier Current Account |
Interest paid monthly 1.20 |
15.43 |
|
Account Platinum Current Account |
Interest paid monthly 1.34 |
17.28 |
|
Account Gold Service Current Account |
Interest paid monthly 1.53 |
19.94 |
|
Account Silver Current Account |
Interest paid monthly 1.53 |
19.94 |
|
Account Classic Account |
Interest paid monthly 1.53 |
19.94 |
These interest rates were correct from 12/11/2013 to 01/09/2016.
|
Account |
Interest paid monthly |
|
|---|---|---|
|
Account |
Interest paid monthly % Per Month |
EAR % |
|
Account Club Lloyds Current Account |
Interest paid monthly 1.20 |
15.43 |
|
Account Club Lloyds Silver Current Account |
Interest paid monthly 1.34 |
17.28 |
|
Account Club Lloyds Gold Current Account |
Interest paid monthly 1.53 |
19.94 |
|
Account Silver Current Account |
Interest paid monthly 1.53 |
19.94 |
|
Account Classic Account |
Interest paid monthly 1.53 |
19.94 |
These interest rates were correct from 22/04/2014 to 01/09/2016.
|
Account |
Interest paid monthly |
|
|---|---|---|
|
Account |
Interest paid monthly % Per Month |
EAR % |
|
Account Premier Plus Current Account |
Interest paid monthly 0.98 |
12.43 |
|
Account Premier Current Account |
Interest paid monthly 0.98 |
12.43 |
|
Account Platinum Plus Current Account |
Interest paid monthly 0.98 |
12.43 |
|
Account Platinum Current Account |
Interest paid monthly 1.12 |
14.28 |
|
Account Gold Service Plus Current Account |
Interest paid monthly 1.30 |
16.77 |
|
Account Gold Service Current Account |
Interest paid monthly 1.34 |
17.32 |
|
Account Select Plus Current Account |
Interest paid monthly 1.34 |
17.32 |
|
Account Select Current Account |
Interest paid monthly 1.45 |
18.86 |
|
Account Silver Current Account |
Interest paid monthly 1.45 |
18.86 |
|
Account Classic Plus Account |
Interest paid monthly 1.45 |
18.86 |
|
Account Classic Account, Current Account |
Interest paid monthly 1.48 |
19.28 |
These interest rates were correct from 01/08/2007 to 12/11/2013.
The EAR does not take into account any additional charges (e.g. arrangement fees/securities charges/ monthly fees) which may be applicable.
Under 19s Account
|
Balance |
Interest Paid Quarterly |
||
|---|---|---|---|
|
Balance |
Interest Paid Quarterly AER % |
Gross % |
Net % |
|
Balance £1 - £2,500 |
Interest Paid Quarterly 2.50 |
2.47 |
1.98 |
|
Balance £2,501+ |
Interest Paid Quarterly 0.1 |
0.1 |
0.08 |
These interest rates were correct from 23/11/2009 to 01/09/2016.
|
Under 19's account |
Interest Paid Quarterly |
||
|---|---|---|---|
|
Under 19's account |
Interest Paid Quarterly AER % |
Gross % |
Net % |
|
Under 19's account £1+ |
Interest Paid Quarterly 2.50 |
2.47 |
1.98 |
These interest rates were correct from 02/10/2012.
Vantage Interest Rates - for Classic Accounts or Added Value Accounts with the limited offer from 10 September 2012 - 31 October 2013
|
Balance |
Interest Paid Monthly |
||
|---|---|---|---|
|
Balance |
Interest Paid Monthly AER % |
Gross % |
Net % |
|
Balance £1+ |
Interest Paid Monthly 1.50 |
1.49 |
1.19 |
|
Balance £1,000 |
Interest Paid Monthly 2.00 |
1.98 |
1.59 |
|
Balance £3,000+ |
Interest Paid Monthly 3.00 |
2.96 |
2.37 |
|
Balance £5,000 up to £6,000 (when eligible application received by 31 October 2012) |
Interest Paid Monthly 4.00 |
3.93 |
3.14 |
These interest rates are correct from 10/09/2012 to 31/10/2013
Important legal information
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Calls may be monitored or recorded to help us improve our quality of service.
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