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When you switch your mortgage deal to a new lender, it is called remortgaging. We can help you understand what costs may be involved.
To save money. By moving to a new mortgage lender, you may be able to reduce the interest rate or the amount you are repaying each month.
Flexibility. A new deal might let you overpay on your payments or let you take a mortgage payment holiday.
There are fees and charges involved when you remortgage. Make sure you consider all the costs and whether any potential savings outweigh the costs of any fees.
You may have to pay the following fees when you remortgage:
If you decide to add the costs to your mortgage, you’ll pay interest on these fees.
It’s important to get the right mortgage, whatever step of the ladder you're on.
See if you could save money by moving your mortgage to us.