Pick Your Own

When you’re comfortable choosing your own shares, funds, and other investments.

Pick Your Own options

Ready-Made

Giving our existing Lloyds Internet banking customers the easy investment choice created and managed by financial experts.

Ready-Made options

Investment advice

Personalised advice to help find the right investment for you and reach your financial goals.

Access expert advice

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

Why invest with Lloyds Bank?

After 250 years helping Britain prosper, we can help your money work harder too.

Why invest with Lloyds Bank?

After 250 years helping Britain prosper, we can help your money work harder too.

Clear and competitive pricing

We have made our charges simple and competitive, so that you can spend more time on what matters.

A name to trust

Since 1765, we've helped Britain prosper, providing financial confidence and peace of mind for our customers of every generation.

No two investors are the same

That’s why we deliver investment opportunities, insights and services that work for you.

Our products and services

Pick Your Own

When you’re comfortable choosing your own shares, funds, and other investments.

Share Dealing ISA

Perfect for choosing your own stocks and shares, funds, ETFs and more...

  • Create and control your own portfolio.
  • ETF Quicklist and Investment tools.
  • Invest up to £20,000 every tax year.
  • Free regular investments.
  • All profits are free from Capital Gains or UK Income Tax.
Share Dealing ISA

Share Dealing Account

When you’ve used your annual ISA allowance but want to keep trading.

  • Create and control your portfolio.
  • ETF Quicklist and Investment tools. 
  • No investment limits (tax may apply).
  • Free regular investments.
Share Dealing Account
 
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Invest Wise accounts

Free investing accounts for 18 - 25 year olds. Choose from an Invest Wise ISA or Invest Wise Account.
 
  • Free account up to 26 years old.
  • Free regular investing.
  • With a choice of investment types and accounts.
Invest Wise accounts

Self-Invested Personal Pension (SIPP)

Take control of your retirement, tailor your portfolio to fit your needs, risk appetite and financial objectives.

  • Receive instant tax relief at the basic rate on contributions.
  • Flexibility to choose and manage your own investments.
  • Admin fees are capped leaving more money for you to save for retirement.

SIPP

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Self-Invested Personal Pension (SIPP)

Take control of your retirement, tailor your portfolio to fit your needs, risk appetite and financial objectives.

  • Receive instant tax relief at the basic rate on contributions.
  • Flexibility to choose and manage your own investments.
  • Admin fees are capped leaving more money for you to save for retirement.

SIPP

Ready-Made

Investments created and managed by financial experts. Great for Lloyds Bank customers with the option of a tax-efficient ISA.

Ready-Made Investments

Exclusive to existing Lloyds Internet Banking customers, Ready-Made Investments are created and managed by experts. Helping take the worry and confusion away.

  • Invest from £50 a month, or a £500 lump sum.
  • Invest up to £20,000 a year free from Capital Gains or UK Income Tax.
  • If you’ve used your ISA allowance this tax year, invest as much as you like with our Investment Account – returns are subject to tax.
Ready-Made Investments
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Ready-Made Pension

Ideal for existing Lloyds Internet Banking customers that are looking for a simple way to save for retirement.

  • Our experts manage your pension to help maximise growth.
  • Open with a transfer, lump sum, or you can set up a regular payment.
  • View your pension on the go using our Mobile Banking app.
Ready-Made Pension

Expert advice

Investment Advice with Invest+

Perfect to help find the right investment for you.

  • Start from £100 a month, or a £1,500 lump sum or both.
  • Our expert advice will provide you with a personalised investment recommendation.
  • Our UK based, specialist team is on hand to provide help and support.
Learn more about Invest+

Personal financial advice

For customers with £100,000 in sole income or spread across joint savings, Investments or personal pensions. 

  • Free Initial consultation. Schroders Personal Wealth specialist advisers provide You with a free personalised financial plan.
  • On going financial advice. Receive regular guidance from an experienced financial adviser.
  • Financial Security. Advisors help clients build emergency funds, plan for retirement, and protect against unexpected events, enhancing overall financial security.

Schroders Personal Wealth logo

More about financial advice

Banking online

It's simple and safe to manage your investments in our app or on our website.

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Understanding Investing

Whether you’re new to investing or experienced, it’s always good practice to keep learning.

Learn about Investments

Starting out?

Read our simple five-step guide to help decide if investing is right for you.

Investing for beginners

Do your research

Find your next investment and catch up with market news or investment ideas.

Find your next investment

FSCS protected logo 

Your money is protected

Investments totalling up to £85,000 are protected by the Financial Services Compensation Scheme. This limit applies to the combined total of stocks or cash holdings in these brands that we administer.

This is in addition to any savings you hold across Lloyds Banking Group.

Important legal information

The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Important share dealing information

Yes, I invest

Whether you’re starting out or a seasoned investor, we’ve got you.

Lloyds Bank Investing

Yes, I invest

Whether you’re starting out or a seasoned investor, we’ve got you.

Lloyds Bank Investing