Scam calls

If a fraudster gets your details, they can call to pretend to be someone you trust.
We explain how to protect yourself from a scam call.

How a scam call works

To win your trust on a scam call, fraudsters will first need to steal your personal and banking details. Often this happens through a scam email or text.

Once they have your details, they can call to pretend to be your bank, the police or a well-known company.

Our video gives you a typical example of a scam call.

If there’s ever a problem with your account, we’ll always protect it first then contact you to put things right. We'll never call to tell you to move money to another account.

To check that we called you, hang up then dial 159 to talk with us.

Scam calls video
 

How a scam call works

To win your trust on a scam call, fraudsters will first need to steal your personal and banking details. Often this happens through a scam email or text.

Once they have your details, they can call to pretend to be your bank, the police or a well-known company. Our video gives you a typical example of a scam call.

If there’s ever a problem with your account, we’ll always protect it first then contact you to put things right. We'll never call to tell you to move money to another account.

To check that we called you, hang up then dial 159 to talk with us.

The methods fraudsters use on a scam call

Fraudsters pretend to be genuine companies

Did you know that fraudsters can copy genuine phone numbers and sound professional?

The longer you talk with a fraudster, the more chance they have to trick you into moving your money.

Hang up.

Did you expect to get a call?

Genuine companies never call out of the blue to tell you to move your money.

It’s okay to hang up on a call like this.

Call to check on a number you trust, never one you’re given over the phone.

Fraudsters may have stolen your details

You shouldn't trust a caller just because they know your personal and banking details.

Fraudsters can steal details, or you may have given yours away by mistake to an email or text that was a scam.

If you’re not sure who’s on the phone, hang up.

Listen carefully and challenge

Fraudsters will say anything to get you to move your money.

Think: does a call make sense?

Be brave and hang up.

You’re in control of your bank account and money.

Do they want you to move money?

Fraudsters usually want you to move money to another account.

They say things like there’s fraud on your account, or the bank is stealing from you.

If a caller wants you to move money, it’s a scam.

This is your last chance to hang up.

Other types of scam calls

  • This kind of call is like the one we’ve just described, but this time, a fraudster pretends to be a well-known company.

    Usually, they want you to download some software.

    This is a scam to take control of your computer or device. Hang up to stay in control.

  • Fraudsters may call to claim to be your bank to ask you for a passcode or activation code so they can use your account. 

    Sometimes, we’ll send you a code to confirm it’s you using or setting up an account. 

    If anyone calls to ask for this code, hang up, it’s a scam. 

    Learn more about passcodes scams.

Learn about other scams and how to protect yourself

Learn about the latest scams

Fraudsters are always looking for new ways to try to steal your details and money. Discover which scams are common right now.

Go to latest scams

Have you been targeted by fraudsters?

Contact us right away if you think you've been scammed. We can then guide you on what to do next.

Contact us now

Stay scam safe

Learn how to spot and avoid scams, and how to report fraud.

Protect yourself from fraud

Stay scam safe

Learn how to spot and avoid scams, and how to report fraud.

Protect yourself from fraud