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If you find that you need to add a name to or remove one from your mortgage account, you’ll need to apply for a remortgage. You may want to do this if you want to change a mortgage from a single name to joint names, or vice versa.
If we approve the remortgage request, we’ll update your account to show the names of the new property owners. You may be charged fees for the remortgage, and as this is a legal process you will also need to speak to a solicitor.
You can ask to change the names on a mortgage over the phone or in branch. One of our advisers will talk to you about your new needs and will check that all parties to be named on the new account can afford the mortgage payments. Once we’ve found out about your new situation, we’ll be able to suggest your most suitable mortgage options.