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How to get a loan
Before logging on to your Internet Banking to apply, think about a couple of things :
This could help you get approved for a personal loan.
How long you can take to repay the loan
You can take a Lloyds Bank personal loan for between one and seven years. Just bear in mind that the longer you borrow, the more interest you’ll pay overall.
To pay less interest overall, choose the shortest term you can afford on the lowest rate you can find.
You can pay your loan off early if you have some money to spare. Keep in mind, we may charge up to 58 days' interest for early settlement.
What we look at when deciding to offer loans
We typically look at several factors when deciding if we’ll offer a loan to someone. The main things we consider are your income, your employment status and your credit score.
A personal loan is just one type of finance and may not be right for your circumstances. Read our guide to borrowing options to find out more.
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