Business Overdrafts
Be financially flexible with a business overdraft.
Banking Online
Our range of online banking services lets you take control of your business finances wherever you are.
Online for Business
Our Internet Banking service is ideal for your everyday business banking needs. It’s safe, convenient, and easy to use.
What you can do
- Manage your business accounts in one place
- Make instant transfers and payments, as well as bulk and international payments
- View any savings, loans and credit and charge card accounts
- Set online access for other users and let us know who can make and approve payments
- Bank on the go with our mobile app
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See a summary of some of the key differences between Online for Business and Commercial Banking Online.
Administration
Features
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Manage users and levels of authority
Commercial Banking Online (CBO)
Customisable user roles
Online for Business (O4B)
3 pre-set user levels
Features
Customise notification alerts
Commercial Banking Online (CBO)
By email and within CBO
Online for Business (O4B)
Features
Mobile app
Commercial Banking Online (CBO)
Online for Business (O4B)
Accounts and balances
Features
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
View sterling accounts
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
View currency accounts
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
View invoice finance
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
View other banking products including Business cards, loans and deposit accounts
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Add or remove account signatories (mandate variation)
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Apply for new products and services
Commercial Banking Online (CBO)
Online for Business (O4B)
Reporting
Features
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
View and print recent transactions
Commercial Banking Online (CBO)
Customisable reports
Online for Business (O4B)
Sort by date
Features
Audit reports on your organisation’s usage of the system
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Admin reports on user setup and permissions
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Account analytics and reports
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Register for paper-free statements
Commercial Banking Online (CBO)
For businesses with up to 50 accounts
Online for Business (O4B)
Payments
Features
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Set payment limits and approvers
Commercial Banking Online (CBO)
Customisable
Online for Business (O4B)
3 approval options
Features
Make Faster Payments
Commercial Banking Online (CBO)
£250k limit per payment
Online for Business (O4B)
£100k limit per payment
Features
Make Bacs Direct Credit / bulk payments (subject to approval)
Commercial Banking Online (CBO)
Batch up to 2500
Online for Business (O4B)
Batch up to 25, limit £100k
Features
Make CHAPS Payments
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Import payment files (CSV, XML, TXT)
Commercial Banking Online (CBO)
Online for Business (O4B)
Features
Deposit cheques remotely (via mobile app)
Commercial Banking Online (CBO)
Online for Business (O4B)
£10,000 limit per day
Features
Make international payments
Commercial Banking Online (CBO)
From sterling and currency accounts
Online for Business (O4B)
From sterling accounts, limit £250k
Features
Euro (urgent and SEPA) payments
Commercial Banking Online (CBO)
Online for Business (O4B)
Take a closer look at the difference between Online for Business and Commercial Banking Online.
Other Online Services
Cardnet® reporting
Our reporting tools allow you to access a detailed overview of your payments and transactions, helping you spot trends and identify customer behaviour.
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