Business Overdrafts
Be financially flexible with a business overdraft.
Sustainable farming and food
Accelerate your transition to net zero and identify financial and environmental advantages for your land.
How we can help you with sustainable finance
Farmers face unprecedented challenges that, if ignored, could threaten the UK’s chances of reaching net zero emissions by 2050, harm the economy and even curb future food supplies. Our Clean Growth Financing Initiative and Green Asset Finance can help you make energy efficiency improvements and adopt regenerative farming practices.
Energy efficient equipment
Improve your processes with funding for equipment or machinery that improves energy efficiency by 50%. For example, farm equipment, milking parlours and robotics.
Renewables
Generate green energy for your own use or to export to the grid, with funding for solar photovoltaic (PV) technology, wind, hydropower, biomass, geothermal and energy storage.
Energy efficient buildings
Ensure the energy efficiency of your buildings by either building new, retrofitting existing buildings to improve EPC rating, or acquiring/refinancing buildings that are already energy efficient.
Environmental schemes
Schemes that help with regenerative farming or biodiversity; for example, countryside stewardship, protection and infrastructure, and woodland management.
Water management
Activities that improve water conservation or use, such as rain water harvesting, irrigation systems, drainage and hydroponics.
Waste management
Activities that reduce waste or improve recyling, for example, anaerobic digestion, slurry management and storage.
Tools and services
Soil Association Exchange
This free online platform helps farmers and landowners holistically measure their farm's environmental impact. Load your farm map to generate a sustainability report, and get online and on-farm expert advice.
Plant a tree on your farm
We're helping to fund the Woodland Trust’s MOREwoods and MOREhedges schemes to help landowners plant trees and hedgerows as part of the transition to a low carbon future.
Insight and guidance
Grounded in evidence
We’ve teamed up with Soil Association Exchange to create the largest, most comprehensive review of farm environmental performance ever carried out in the UK.
Shaping agriculture's transition to net zero
Offering practical tips, signposting and finance solutions as part of agriculture’s transition to a net zero future.
Building mental resilience
Hugh Richards, owner of a family farm in Kent, has navigated many ups and downs throughout his years in farming. Read about how therapeutic coaching has helped.
Agriculture industry expertise
Find more insight, guidance and resources - and see how we can support you - on our agriculture sector hub.
These factsheets cover a range of agriculture sectors and technical areas in-depth, so you can find out everything you need to know about becoming more sustainable relevant to your area of expertise.
Horticulture
Livestock
Poultry
Renewables
Deforestation
Biodiversity
Crisis in farming
Policy Drivers
Regenerative
Other sustainability topics
Energy efficient buildings
Energy efficient buildings have lower bills and reduced emissions. Find out more about our Green Buildings Tool and discounted sustainable financing for higher EPC rated buildings.
Lower-carbon transport
Reduce your carbon footprint by acquiring electric or hydrogen vehicles and associated infrastructure.
Energy and renewables
Generate your own green energy with financing for renewables and find out how to switch to green energy providers.
Sustainable manufacturing
Plan your progress with an MTC sustainability line walk and access sustainable finance to improve your energy efficiency.
*All lending is subject to status