Business Overdrafts
Be financially flexible with a business overdraft.
Accessing finance
Black In Business 2024: An initiative to elevate and grow Black Owned Businesses in the UK
Designed by Channel 4, we are a proud partner of this initiative, which rewards four businesses ready to scale through the power of TV advertising and mentorship. Each winner will receive £150,000 of TV advertising on Channel 4, the creation of their own TV advert, plus 6-months tailored marketing and business mentorship to help accelerate their growth.
Applications for the 2024 initiative have now closed. Watch this space for more updates in the coming months.
Choosing the right solution
Whether you’ve just started a new business venture or have been established for some time, finding the right financial solution can in some cases become a barrier to your growth. In this section you’ll find knowledge, advice and step-by-step guides to help you find the right financial measure.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
All lending is subject to status. Security may be required.
Racial Equity Fund
Focused in helping charities and communities grow stronger, the Lloyds Bank foundation is committing 25% of funding towards charities and social enterprises led by or for Black, Asian and Minority Ethnic Communities.
More in-depth advice and guidance on accessing finance
Finance fundamentals for start-ups
Rodney Appiah, founder of Cornerstone Partners, gives his advice in this bitesize introduction to financing your start-up.
The importance of good cash flow
Demonstrating efficient cash flow management is key in securing finance for your business. We’ve brought together experts to provide advice on how to keep yours healthy.
Securing finance to support growth
Read about how Rose, founder of Flora and Curl, secured an invoice finance facility to help her take on bigger orders and achieve her long-term ambition to grow her haircare business by 30% year-on-year.