Business Overdrafts
Be financially flexible with a business overdraft.
CHAPS Payments
Same business day payments. Clearing House Automated Payment System (CHAPS) is an electronic bank-to-bank technology that enables same-day payments to be made within the UK.
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Charges apply to CHAPS payments
Our Payment Charges Service type
Charges
Service type
CHAPS payment for same day value in branch
Charges
£30
Service type
CHAPS made via Commercial Banking Online
Charges
£20
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Payments can be made in Sterling only. They are unconditional, and once made, cannot be recalled.
Cut off times apply to CHAPS payments
Our Payment Charges Payment method
Cut off time
Payment method
Branch
Cut off time
16:25
Payment method
Commercial Banking Online
Cut off time
17:10
When payments are made after the cut off time funds will be credited the next business day.
¹Cut off times apply. See important information for further information
Lloyds Banking Group is a financial services group that incorporates a number of brands including Lloyds Bank. More information on Lloyds Banking Group can be found at lloydsbankinggroup.com.