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Corporate Cards

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Our Corporate Cards provide a range of payment options for travel, entertainment and business supplies to help you streamline payment processes and drive efficiencies in your organisation.

A Corporate Card is a short-term working capital facility with an agreed overall limit (minimum £25,001). 

Existing Customers Online Servicing

Existing Customers Online Servicing

Commercial Card Internet Servicing gives administrators 24/7 access to accounts and statements.  Administrators can make changes to cardholder accounts and authorisation parameters.  You can even design personalised cards.

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Lloyds Bank Corporate Cards

Available to existing Lloyds Bank customers

  • Limits from £25,001
  • Up to 59 days’ interest free credit
  • Multiple currencies available
  • Pay both B2B suppliers who accept card payments and non-card accepting suppliers
  • Subject to full credit assessment
  • You will remain 100% liable for the repayment of the outstanding balance

Is my business eligible?

To apply for a Corporate Card you need to:

  • Require the card for business use
  • Have a minimum annual spend of £25,001
  • Be a sole trader, partner or director with authority to borrow on behalf of your business
  • Be aged 18 or over

What we’d need to know

Key factors to support your application:

  • Clear evidence of affordability of the limit requested
  • Detail of security available to support your limit
  • Details of other lending you have in place

Travel Spend

We offer a range of physical and virtual card payment accounts to help you manage this key area of expenditure.

Read our customer stories

B2B Payments

Our solutions can help your organisation  to streamline and take control of the payment, reconciliation and reporting of B2B supplier payments.

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Central Government and Public Sector

The card based solutions and management tools we provide drive back office efficiencies through simplified processes, reduced administrative burden and improved working capital.

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Types of Corporate Card

Corporate MultiPay

Pay across multiple categories – travel, entertainment and business supplies.

  • Up to 59 days' interest free credit

  • Use in person (including contactless), online or by phone

  • Card details can be embedded with key suppliers

  • Allows automated VAT reclaim (level 2 and 3 merchants)

Corporate MultiPay

Corporate Charge Card

Effective management of travel and entertainment expenses.

  • Up to 59 days' interest free credit

  • Use in person (including contactless), online or by phone

  • Card details can be embedded with key suppliers

  • Not compatible with automated VAT reclaim

Corporate Charge Card

Corporate Purchasing Card

To pay and aid reconciliation of high value business supplies.

  • Up to 59 days' interest free credit

  • Cards (including contactless) used to procure goods or services

  • Card details can be embedded with key suppliers

  • Allows automated VAT reclaim (level 2 and 3 merchants)

Corporate Purchasing Card

To help you compare our Commercial Card currency conversion charges with other providers you can find the percentage mark up over the European Central Bank rates here.

  • Your need

    Our solution

    How it works

    Payment Network

    Your need

    Making payments to your Travel Management Company (TMC).

    Our solution

    Business Travel Solution

    How it works

    Payment mechanism embedded within your TMC booking system.

    Payment Network

    Visa logo

    Your need

    Digital solution to pay suppliers who don’t accept card payments.

    Our solution

    eOptimise

    How it works

    Use your Commercial Card to send frictionless Buyer Instructed Payments directly to your suppliers’ bank accounts.

    Payment Network

    Visa logo

    Your need

    Digital Payment solution for colleagues’ travel and business purchases.

    Our solution

    ePay

    How it works

    Unique virtual card numbers are raised for individual purchases to control usage and spending.

    Payment Network

    Visa logo

    Your need

    Digital payment solution for colleagues’ travel and business purchases.

    Our solution

    ePay Virtual

    How it works

    Unique virtual card numbers are raised for individual purchases to control usage and spending.

    Payment Network

    Mastercard logo

    Your need

    Negate supplier friction by removing card processing from your suppliers with buyer instructed card payments.

    Our solution

    Straight Through Processing (STP)

    How it works

    A unique, virtual card solution allowing supplier payments to be driven directly from your Accounts Payable.

    Payment Network

    Visa logo

How can Corporate Cards help my business?

Enhance working capital

Extend your payment cycle and take advantage of supplier early payment discounts, while you pay later.

Streamline reconciliation

Eliminate administrative tasks from your Accounts Payable allowing colleagues to focus on activities that add value to the business.

Greater visibility and control

Our solutions give you full oversight of how colleagues are spending across your organisation and provide tools to use that information to your advantage.

Simplify expense re-claim processes

With online expense management, your colleagues can process their expenses and Approvers authorise them – even on the move.

VAT compliant reporting

Automated reporting can make the VAT reclaim process easier.

Online access to your accounts 24/7

Administrators and cardholders can access their accounts in real-time with Commercial Card Internet Servicing.

Online reporting and expense management

With Commercial Card Data Management (CCDM) you can access MI to understand spending patterns and inform supplier management, as well as automate expense management and reduce admin.

Existing customer CCDM login Existing customer CCDM login

Product Terms and Conditions

Ensure you're up to date with our products and services' latest small print.

Terms and conditions

Corporate Cards forms and guides

Here you’ll find the latest copies of our Programme Administrator Guides, Cardholder Guides, Terms and Conditions and the forms you’ll need to manage your card programme.

View forms and guides

Useful Contacts

Useful Contacts

Should you need assistance once your programme is set up please contact the relevant team.    

Contact us Contact us

Credit and charge cards for smaller businesses.

Credit and charge cards for smaller businesses.

For businesses with a turnover up to £25 million.

Credit and charge cards