Accessibility statement [Accesskey '0'] Go to Accessibility statement
Skip to Content [Accesskey 'S'] Skip to main content
Skip to site Navigation [Accesskey 'N'] Go to Navigation
Go to Home page [Accesskey '1'] Go to Home page
Go to Sitemap [Accesskey '2'] Go to Sitemap

Personal
Business
Private Banking
International Banking

Lloyds Bank Logo
Lloyds Bank Logo

Help and support

Supporting your banking needs
- View all help & support
  View all help & support
- Account management
  Account management
- Online banking
  Online banking
- Making payments
  Making payments
- Taking payments
  Taking payments
- Cards
  Cards
- Security and fraud
  Security and fraud
- Popular help queries
- More support
Online banking

Our online services
- View all online banking
  View all online banking
- Online for Business
  Online for Business
- Other online services
- Find out more
Accounts and savings

Everyday banking and payments
- Business accounts
  Business accounts
- Savings
  Savings
- Make a payment
  Make a payment
- Accounting software
  Accounting software
  - Business Finance Assistant
- View all products and services
  View all products and services
- Business account holders
- Savings Strategy Tool
  Savings Strategy Tool
Borrowing

Loans, cards and finance
- Business loans
  Business loans
- Overdrafts
  Overdrafts
- Cards
  Cards
- Asset Finance
  Asset Finance
  - Business Hire Purchase
  - Business Car Finance
- Invoice Finance
  Invoice Finance
- International trade lending
  International trade lending
- View all borrowing options
  View all borrowing options
- Invoice Finance customers
- Business loans
  
  A flexible way to expand your business or invest in equipment.
  
  Explore business loans
Take payments

Card readers and online
- Take payments with Cardnet®
  Take payments with Cardnet®
- Card readers
  Card readers
- Online payments
  
  Online payments
- Over-the-phone payments
  
  Over-the-phone payments
- Omnichannel payments
  
  Omnichannel payments
- Retail payment solutions
  Retail payment solutions
- Hospitality payment solutions
  Hospitality payment solutions
- Our prices
  Our prices
- Value added services
  
  Value added services
- Cardnet existing customers
  Cardnet existing customers
- Card readers
  
  Accept card payments with our wide range of face-to-face solutions.
  
  View our card readers
International trade

Business at home and abroad
- International & domestic trade
  International & domestic trade
- Importing
  Importing
- Exporting
  Exporting
- International cash management
  International cash management
- Existing trade customers
Insurance

Find the right cover
- Business Insurance
  Business Insurance
- Public Liability Insurance
  
  Help protect your business from legal fees and compensation costs if a customer, client or other third party makes a claim against you.
  
  Get a quote
Business guidance

Start-up, manage and grow
- Start your business
  Start your business
  - Financing a startup
  - Open a business bank account
- Manage your business
  Manage your business
- Grow your business
  Grow your business
- Business sectors
  Business sectors
- Insights and resources
  Insights and resources
- Good things are happening in British business
  
  Find out how some of our customers have evolved their businesses in innovative ways.
  
  Take a closer look
Corporate solutions

For corporates & institutions
- View all corporate solutions
  View all corporate solutions
- Corporate sectors
  Corporate sectors
- Online services
  Online services
- Insights for corporates and institutions
  
  Find the latest insights, reports, expert commentary, client case studies, and economic and markets updates.
  
  Explore the latest content

Sustainable business
Business sectors

- Search Close
- Log on
  
  Internet Banking
  
  Personal
  
  Business
  
  Register
  
  Keep me secure

Home
...
Corporate
Important information
Commercial Banking Regulatory Information
Benchmark Factsheets

London skyline

Benchmark Factsheets

Added: 25/02/2021

Share:

Share

Read time : 26 mins

The Benchmark Factsheets provide an outline of the main features of key benchmark rates.

These documents need to be read together with the respective Product Summary.

If you have any questions, please contact your Lloyds Banking Group representative.

SONIA Factsheet

This factsheet explains the features of the Sterling Overnight Index Average (SONIA).

Access the factsheet here (PDF, 126KB)

Bank of England Bank Rate Factsheet

This factsheet highlights the main features of the Bank of England Bank Rate.

Access the factsheet here (PDF, 114 KB)

SOFR Factsheet

This factsheet summarises the key details of the Secured Overnight Financing Rate (SOFR).

Access the factsheet here (PDF, 122KB)

ESTR Factsheet

This factsheet outlines the Euro Short Term Rate (ESTR).

Access the factsheet here (PDF, 177KB)

SARON Factsheet

This factsheet summarises the key details of the Swiss Average Rate Overnight (SARON).

Access the factsheet here (PDF, 142KB)

TONA Factsheet

This factsheet summarises the key details of the Tokyo Overnight Average Rate (TONA).

Access the factsheet here (PDF, 143KB)

LIBOR Factsheet

This factsheet describes the main features of the London Interbank Offered Rate (LIBOR).

Access the factsheet here (PDF, 120KB)

The Risk-Free Rate Calculation Conventions Factsheet

This factsheet explains the main RFR Calculation Conventions.

Access the factsheet here (PDF, 297KB)

CME Term SOFR Factsheet

This factsheet highlights the main features of the CME Term Secured Overnight Financing Rate (SOFR)

Access the factsheet here (PDF, 212KB)

To discover more insights on related topics – view all business insights

Related links

Economics and market insight

Stay connected to the latest developments through experts who provide a range of economic reports, market intelligence, considered views and intelligent forecasts.

Explore our content

Business insights

Practical guides to support you in developing your business - from starting up, scaling up, through to exporting internationally

Discover more here about our coronavirus guides

Supporting businesses

Hear from other businesses we’ve worked side by side with to overcome challenges and succeed.

Read case studies

Print

Important Legal Information

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Existing customers

Help and support
Contact us

Banking with us

Find a branch
Terms and conditions
Rates and Charges
Legal and regulatory

About us

About Lloyds Bank
Lloyds Banking Group
Communities
Careers

Find out how we work with the FSCS to protect your deposits.

Security Legal Privacy Cookies Accessibility Sitemap Modern Slavery Statement (PDF, 2.5 MB) Opens in a new tab

Visit the Lloyds Bank Twitter page (opens in new tab)

Visit Lloyds Bank Facebook page (opens in new tab)

Visit Lloyds Bank Instagram page (opens in new tab)

Visit Lloyds Bank Linkedin page (opens in new tab)

Visit the Lloyds Bank YouTube channel (opens in new tab)