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Office Insurance
Whether it’s big or small, an unforeseen event at your office could have a significant impact on your business. Office insurance can protect your office building, its contents, your customers and employees, as well as your ability to operate. With cover in place, you can get on doing what you do best – running your business.
Insurance solutions from Gallagher
Lloyds Bank Business Insurance Services are arranged and administered by Arthur J. Gallagher Insurance Brokers Limited. When getting a quote online you'll be taken to Gallagher’s online site with a new privacy and cookie policy.
What does office insurance cover?
Office insurance covers all the important elements that make up your business, from your building and employees to equipment.
Keep in mind
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to make sure you have the cover you need.
Do I need office insurance?
Whether you need office insurance will depend on the requirements of your business. Office insurance can offer you peace of mind when things go wrong. Knowing that you’re protected financially should an accident happen, you’re free to focus on the most important thing – getting your business back open.
It is a legal requirement for operating businesses to have certain types of office insurance. This usually includes Employer’s Liability Insurance. This helps cover the costs if an employee has an accident at your office premises.
Why get office insurance?
Your business is important, so it helps to make sure it’s protected in case of mishaps and accidents. Protect business owned equipment, like computers and smartphones, from loss or theft. Make sure you’re within legal guidance by protecting you and your employees with Employers’ Liability Insurance. Cover any potential losses if your business is forced to temporarily close due to unforeseen events.
Does office insurance include working from home?
Not always, but your office insurance policy could include cover for equipment used at an employee’s home. If you work or keep stock at home, you may want to include:
Contents Insurance can protect your work laptop or business phone with your home contents insurance.
You might want to consider car or van insurance if you use your personal automobile as a company vehicle.
Some forms of business and office insurance can cover stock kept at home.
Does office insurance cover cyber crime?
Not usually. However, you can purchase cyber insurance separately, it provides the following:
- Free Anti-Virus/Firewall/Cloud storage.
- 24/7 helpline.
- Cover for fines, penalties and any legal costs and damages following a data breach.
- Cover for any ransom demands, the costs of restoring the data, and any loss of revenue in the event of a cyber-attack.
- Specialist IT support to manage a data breach.
- Cover for investigating, notifying and managing crisis communications.
Retrieve a quote
Log on to your account to retrieve your quote.
Get in touch
Call 0345 377 0002
Lines are open 9am-6pm Monday to Friday excluding Bank Holidays
Contact numbers for all your queries including details for making a claim.