Business Overdrafts
Be financially flexible with a business overdraft.
Accounts for community organisations
Current accounts for community and non-profit organisations such as clubs, charities, associations, societies and places of worship.
Helping you to help your community
What we offer
We have options to suit different types of community organisations. The account that’s best suited to you will depend on how you’re set up. You can find out more below:
An account for clubs, societies and associations
This account is for non-profit organisations, clubs and unregistered societies who expect to pay less than £250,000 into the account every 12 months
An account for charities
This account is for charities, places of worship, religious bodies and other organisations with excepted charity status who expect to pay less than £50,000 into the account every 12 months.
These accounts are not for sole traders, businesses or clubs and societies that operate for profit. They will require a business account
Accounts for schools or credit unions can be found here
If you are a parish council, please call us on 0800 036 0056 to apply or switch to a new account.
Simple ongoing fees and transactions charges
|
Account features |
Account for clubs & societies |
Account for charities |
|---|---|---|
|
Account features Available to |
Account for clubs & societies Non-profit making clubs, societies, organisations with less than £250,000 paid into the account every 12 months |
Account for charities Charities, including organisations with excepted charity status with less than £50,000 paid into the account every 12 months |
|
Account features Monthly account fee |
Account for clubs & societies £4.25 |
Account for charities No account fee |
|
Account features Transaction & service fees |
Account for clubs & societies You may have to pay for some specific services. See our Product Specific Conditions (PDF, 650KB) and Account Charges & Processing Times (PDF, 666KB) |
Account for charities You may have to pay for some specific services. See our Product Specific Conditions (PDF, 144KB) and Account Charges & Processing Times (PDF, 666KB) |
No credit interest is payable on these accounts. See the full account rates and charges and product terms and conditions.
Estimate with our calculator how much your Community Account could cost per month.
Manage your finances more effectively
Whether you’re a charity, community group or another kind of not-for-profit, here you’ll find guidance and support to help manage your banking more effectively.
Bank accounts for other types of organisations
If you don’t meet the criteria for a community account, a different business account may be better suited:
Which account is right for your organisation?
-
Who is this account for?
- Not-for-profit clubs and associations
- Unregistered societies
- School clubs and PTAs
- If no more than £250,000 will get paid into this account every 12 months
Not suitable for?
- Charities
- Schools where this is the main account – in receipt of state funding
- Profitable clubs and societies – where any surplus money is paid out as dividends or profits
-
Who is this account for?
- Charities
- Registered societies, including Friendly Societies
- Religious organisations and places of worship
- Organisations with excepted charity status
- If no more than £50,000 will get paid into this account every 12 months
-
- Scout and guide groups with less than £100k turnover
- Student unions founded before 2012 with less than £100k turnover
- Unregistered charities providing premises to schools
- Charitable service funds of the armed forces
Independent service quality survey results
Business current accounts
Published August 2024
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 16 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.
Overall service quality
We asked customers how likely they would be to recommend their business current account provider to other SMEs.
*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).
Ranking
The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here