Payment limits

There are daily limits to the amount of money you can send from your account.


  • The limit is for each account and resets at 11:59pm each day.
  • You can see what's left of your daily limit when you make a payment in our app or with Internet Banking.
  • Some payments don't count towards the limit. These are transfers between your own Lloyds Bank current and savings accounts, cheques, Direct Debits, and CHAPS payments. 

How much you can send

How much can I send?

Payment type

Daily limit

See these guides

Payment type

Faster Payments

Payments to another UK account will normally be sent this way.

Daily limit

Online: up to £25,000

In branch: up to £250,000 with valid identification

Phone: up to £25,000

Your limit includes payments you set up for a future date and increases to existing future payments.

See these guides

Payment type

Standing orders

Lets you regularly send a set amount of money to another account.

Daily limit

Online: up to £25,000

In branch: up to £100,000

Phone: up to £25,000

Your limit includes new standing orders and increases to existing standing orders.

See these guides

Payment type

Cash withdrawals

Take cash from your account.

Daily limit

Cash machines or cashback: up to £800

In branch: no limits, but please order large amounts in advance.

See these guides

If you have an Under 19’s or Private Bank account, your limits may vary.

If you need to make a payment for a very large amount, you might want to send it by CHAPS. This has a fee and can only be done in branch.

 

See what’s left of your daily limit

We’ll guide you through it.

    1. Select the More menu from your account, then Payments and transfers.
    2. Select Choose who to pay.
    3. Select the account you would like to pay from the list, then select View payment limit.
    4. We'll show how much you have available to transfer
    5. If your balance is lower than the daily limit, we'll show your available balance.
    1. From your account, select Payment and transfers.
    2. Select account or recipient and choose the account you would like to pay from the list.
    3. Then select View payment limit. 
    4. We'll show how much you have available to transfer.
    5. If your balance is lower than the daily limit, we'll show your available balance.

Getting started in our app

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Set up a standing order

You can set up a standing order in the app or in Internet Banking. We may ask you to enter your password.

How to set up a standing order

Pay someone new

Follow our step-by-step instructions on how to pay someone new in the app or in Internet Banking.

How to pay someone new

International payments

It’s simple and secure to send or receive money outside the UK or in a foreign currency.

About International payments

Further help with payments

Understand regular payments, share your bank details or pay in a cheque on your phone.

Read our guides

Further help with payments

Understand regular payments, share your bank details or pay in a cheque on your phone.

Read our guides