Regular Currency Plan

What is a Regular Currency Plan?

• An efficient way of making regular currency exchange transfers, so you don’t need to worry about calling or making the payment online every time.
• If you need to make regular transfers at a set period of time, arrange a regular Foreign Exchange payment plan.

What is it good for?

• Making overseas mortgage payments
• Paying a currency salary back to the UK
• Transfers for living expenses back to the UK
• Payments to overseas relatives or relatives back in the UK

How it works

• You need to have a current or savings account with us to use this service
• Decide how much you want to exchange, the start and end date for the transfers, and how often they need to be made
• You can use a Regular Currency Plan for making international payments or internal transfers between your own accounts
• Penalties may apply, dependent on account withdrawal restrictions. Charges may apply from receiving banks
• You should be aware of the potential risk of rates changing where payments involve moving money from one currency to another and the exchange rate has not been booked. Changes in rates of exchange may occur and cause the value of the payment to go up or down

Transfer Charges

There is no charge for making or receiving international payments. However, correspondent and recipient bank charges may apply.

Transfers from your international accounts to your other accounts with Lloyds Banking Group are free of charge.

Foreign Exchange Charges

There are no foreign exchange charges for our Regular Currency Plan service.

Exchange rates vary throughout the day so for the latest rates please contact us or contact your Relationship Manager.

From the UK: 03457 449 900

From outside the UK: +44 (0) 1539 736 626

There may be limits on payments you can make and we may not be able to start processing all payments instructed out of normal banking hours. Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Call costs may vary depending on your service provider.

Online via Currency Internet Banking

You can make Spot Foreign Exchange money transfers online via our Currency Internet Banking service. This service is available for the following international accounts:

• International current account in Euro and US Dollar (current accounts in Sterling are excluded).
• Savings accounts in all currencies (Bonus Saver and Incentive Saver). Penalties may apply when making currency transfers, depending on account withdrawal restrictions.

We don’t charge for Spot Foreign Exchange transfers but recipient and corresponding banks may charge a fee for receiving payments.

Over the phone via PhoneBank

From the UK: 03457 449 900

From outside the UK:+ 44 (0) 1539 736 626

There may be limits on payments you can make and we may not be able to start processing all payments instructed out of normal banking hours. Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Call costs may vary depending on your service provider.

In writing

Send your request in writing to:

Lloyds Bank International

Villiers House

2 Victoria Street

Douglas

Isle of Man

IM1 2LN

For your security we may make additional checks before acting on a particular request and may contact you to confirm your instruction.

Register for currency internet banking