Everyday banking
Multi-currency accounts and services for your day-to-day international banking needs.
Whatever your international needs, make sure that your money is working hard for you
From everyday transactions to large foreign exchange transfers, we can help you with our range of currency accounts and services.
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If you're living, working or travelling abroad, you may need to carry out day-to-day banking transactions in multiple currencies. Using your regular account can be inflexible and expensive so finding the right solution for convenience and easy access to your money is key.
Opening a currency account
If you are abroad often, you might want to open a local currency account - but in some countries this might be difficult if you're not a resident or don't speak the local language.
We can set up international current accounts in Sterling, Euro or US Dollar before you move so you can access your money easily. Subject to eligibility criteria.
Access to your money
Choose an account that is easy to access and manage from anywhere you are – whether for checking balances or making payments.
All our accounts offer round the clock access to your money with Internet Banking and PhoneBank with English speaking advisors.
Withdrawing money
Withdrawing money at local ATMs in a currency different to your debit card can incur high currency conversion costs.
Our international current account offers Visa debit cards in Sterling, Euro and US Dollar so you can avoid currency conversion charges when withdrawing in these currencies.
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Whether you need to make a one off payment in other currencies or regular transfers, our Foreign Exchange services can help you keep costs down when you bank with us.
Avoiding charges
Transferring money from your local current account can be expensive.
We won't charge you for making international payments on our international current and savings accounts.
Planning your outgoings
Think about what bills you’ll need to pay - whether it's a mortgage, utility bills, school fees or transferring money to relatives.
If you need to make regular transfers at a set period of time, we can arrange a regular FX payment plan so you don't have to worry about it. Plus we won't charge you for it. with English speaking advisors.
Large transfers
Choose an account that is easy to access and manage from anywhere you are – whether for checking balances or making payments.
All our accounts offer round the clock access to your money with Internet Banking and PhoneBank with English speaking advisors.
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If you're receiving money in multiple currencies and want to make it work as hard as possible for you, you'll want to earn a good rate of interest as well as minimise the risk of currency fluctuations on your capital.
Currency
Currency fluctuations can have a significant impact on your savings. That's why choosing the currency you want to save in is important.
By saving in the same currency you earn you can better manage the effect of currency fluctuation. Our international savings account are available in Sterling, Euro and US Dollar.
Type of return
Are you looking to grow your capital or need interest to complement your income? Different accounts pay interest at different times.
Depending on your goal, we have accounts which pay interest on a monthly or annual basis.
Length of commitment
Consider how long you want your money to remain in a savings account for, and whether you may need to access it in case of an emergency.
We offer instant access accounts as well as fixed term deposits for a period ranging from 1 month to 1 year.