Relationship Managed Service
We combine modern banking with a long-standing tradition of exceptional service, offering you the flexibility and choices you need to manage your finances effectively.
International Instant Saver Account
Our International Instant Saver Account is a simple, no fuss, instant access savings account.
Features and benefits
- Available in US Dollars and Euro.
- No minimum or maximum deposit.
- Interest paid monthly.
- Instant access to your savings.
- Interest rate is variable.
This product is designed for customers living in the Channel Islands or the Isle of Man and is provided by Lloyds Bank Corporate Markets plc a wholly owned subsidiary of Lloyds Banking Group plc.
Information on our savings accounts for customers in the United Kingdom.
Eligibility
You must be a personal customer aged 18 years and over. You must be ordinarily resident in the Channel Islands or Isle of Man.
International Instant Saver Account - US Dollar
Current interest rate
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Account balance (US$) |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) |
AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. (%) |
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Account balance (US$) $1+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 0.00 |
AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. (%) 0.00 |
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Account balance (US$) $10,000+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 2.00 |
AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. (%) 2.02 |
|
Account balance (US$) $25,000+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 2.50 |
AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. (%) 2.53 |
|
Account balance (US$) $50,000+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 2.50 |
AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. (%) 2.53 |
|
Account balance (US$) $500,000+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 3.25 |
AERAER rate - AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if it was paid and compounded once each year. As every advertisement for a savings product will contain an AER you can compare more easily what return you can expect from your savings over time. (%) 3.30 |
International Instant Saver Account - Euro
Current interest rate
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Account balance (Euro) |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) |
AER (%) |
|---|---|---|
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Account balance (Euro) €1+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 0.00 |
AER (%) 0.00 |
|
Account balance (Euro) €10,000+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 0.50 |
AER (%) 0.50 |
|
Account balance (Euro) €25,000+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 0.75 |
AER (%) 0.75 |
|
Account balance (Euro) €50,000+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 1.25 |
AER (%) 1.26 |
|
Account balance (Euro) €500,000+ |
GrossGross rate - the contractual rate of interest payable before deduction of income tax at the rate specified by law. interest rate (variable) (%) 1.75 |
AER (%) 1.76 |
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Sending fundsWhen making an International Payment there are two charging methods:Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges. Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank
International moneymover service:
When making an International Payment there are two charging methods:Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges. Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bankService
Charges
Service
Through Currency Internet Banking
Charges
Free
Service
Through International PhoneBank, in branch, or in writing
Charges
Free
Service
Through Standing Order
Charges
Free
Service
To your other accounts held with Lloyds Banking Group
Charges
Free
Correspondent bank fee:
When making an International Payment there are two charging methods:Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges. Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bankService
Charges
Service
Zone 1 (USA, Canada and Europe)
Charges
£12
Service
Zone 2 (Rest of the world)
Charges
£20
Electronic Funds Transfer (CHAPS payments within the British Isles):
Service
Charges
Service
CHAPS payment
Charges
£30
Cash withdrawals and deposits into the US Dollar Account:
Service
Charges
Service
Cash withdrawals and deposits
Charges
2% on the Sterling equivalent of each currency, minimum £3 per currency and £10 administration fee.
These accounts are not designed to be used for receipt of notes or coins. If you need this service, please contact your International Banking Team.
Recalling a payment:
Service
Charges
Service
Recalling a payment
Charges
£20 per payment.
We cannot guarantee the cancellation as funds may already have been paid to the beneficiary. You could receive less than the original amount of the payment, due to adverse exchange rate movements
Receiving fundsElectronic bank transfer from another financial institution:
Amount
Charges
Amount
Any amount
Charges
Free
Cheque collections:
Amount
Charges
Amount
Cheques up to £100
Charges
£5
Amount
Cheques of £100 and above
Charges
25p per £100 (minimum £15, maximum £80 per cheque)
Cheque negotiation to Sterling account:
The correspondent bank may also levy a charge based on the value of the cheque.Amount
Charges
Amount
Cheques up to £100
Charges
£5
Amount
Cheques of £100 and above
Charges
25p per £100 (minimum £15, maximum £80 per cheque)
Amount
Cheques in a foreign currency drawn in a different country (not UK)
For example : US Dollars drawn in France
Charges
As above, but minimum £10 per cheque.
Cheque negotiation to currency account:
The correspondent bank may also levy a charge based on the value of the cheque.
Amount
Charges
Amount
Cheques in the same currency as the account
Charges
£2 per cheque
Amount
Cheques requiring currency conversion
Charges
£4 per cheque
Other standard services
Service
Charges
Service
Supplying copies of previous bank statements
Charges
£5 per request.
An administration charge may be made for excessive requests.
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Frequently asked questions
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If you need extra information, please call 03457 449900. Our automated services are available 24/7. If you need to speak to an adviser not all Telephone Banking services are available 24 hours a days, seven days a week.
Contact us for contact numbers and opening times which may vary depending on the service that you require.
To ensure security for our customers and staff and to help maintain service quality, some calls may be recorded and monitored. Call costs may vary depending on your service provider.
How to apply
Use our contact form or call us to make an appointment.
Savings
See how else we can help you save.
Branch finder
Find your local team in Jersey, Guernsey or the Isle of Man and arrange a visit.