Relationship Managed Service
We combine modern banking with a long-standing tradition of exceptional service, offering you the flexibility and choices you need to manage your finances effectively.
Island current accounts
Our Island current accounts provide a choice of ways to manage your money day to day. They’re designed for customers living in the Channel Islands and the Isle of Man.
These products are designed for customers living in the Channel Islands or the Isle of Man and are provided by Lloyds Bank Corporate Markets plc a wholly owned subsidiary of Lloyds Banking Group plc.
Information on our current accounts for customers in the United Kingdom.
|
Account name |
Fees - monthly |
Overdraft limit (subject to application and approval) |
Features and benefits |
|---|---|---|---|
|
Account name |
Fees - monthly £0 |
Overdraft limit (subject to application and approval)
|
Features and benefits |
|
Account name |
Fees - monthly £9 |
Overdraft limit (subject to application and approval)
|
Features and benefits
|
|
Account name |
Fees - monthly £15* * £15 monthly fee unless you maintain a cleared balance of £5000, in which case no account fee is charged. |
Overdraft limit (subject to application and approval)
|
Features and benefits
|
All overdrafts are repayable on demand and you must be 18 or over to apply.
|
Account name |
Fees |
Overdraft facilities |
Credit interest (paid half yearly) |
|---|---|---|---|
|
Account name |
Fees None |
Overdraft facilities None |
Credit interest (paid half yearly) 0.77% (on balances £1+) |
Frequently asked questions
-
You can have as many current accounts as you like. There is no official limit on how many you can open and use at once.
-
Yes. You can do this at a Lloyds Bank branch or at Post Office ® branches nationwide.
-
When you open a new current account it could mean a slight change in credit score. This change is temporary.
-
To open a current account you need to be 18 or over and living in the Channel Islands or the Isle of Man.
-
Switching current accounts
Switching to a current account with Lloyds is simple and secure:
- use the Current Account Switching Service
- you can transfer everything in seven working days
- you choose a switch date that suits you
- important payments like Direct Debits, salary and standing orders are moved over
- over 99% of UK current accounts are covered by the Current Account Switch Guarantee
- every bank and building society follows the same process
- if anything goes wrong, we will refund any interest or charges on your old or new account as a result.
Guide to switching
See what you can expect from switching with the Switch Service Guide.
Branch finder
Find your local team in Jersey, Guernsey or the Isle of Man and arrange a visit.