Private Banking Account Overdraft Rates

Overdraft rates charged

Products

Range of annual interest rates payable for arranged overdrafts on 31 March 2025

Annual interest rate payable for unarranged overdrafts on 31 March 2025

Refused payment fee on 31 March 2025

Products

Club Lloyds Private Banking

Range of annual interest rates payable for arranged overdrafts on 31 March 2025

19.90%

Annual interest rate payable for unarranged overdrafts on 31 March 2025

0.00%

Refused payment fee on 31 March 2025

£0

Products

Club Lloyds Private Banking Premier

Range of annual interest rates payable for arranged overdrafts on 31 March 2025

19.90%

Annual interest rate payable for unarranged overdrafts on 31 March 2025

0.00%

Refused payment fee on 31 March 2025

£0

Products

Private Banking Premier

Range of annual interest rates payable for arranged overdrafts on 31 March 2025

19.90%

Annual interest rate payable for unarranged overdrafts on 31 March 2025

0.00%

Refused payment fee on 31 March 2025

£0


How do our overdrafts compare?

A good way to compare the cost of our overdraft with other overdrafts or other ways of borrowing is to look at the APR. The APR shows the cost of borrowing over a year.

 

Information about overdraft pricing in the quarter from 1 January to 31 March 2025
 

Overdraft rates charged during this period

Products

Advertised APR[s] during this period

Products

Club Lloyds Private Banking

Advertised APR[s] during this period

19.90%