Post Office

Post Office®

Not near a Lloyds Bank branch? Banking services are available at Post Office® branches nationwide.

What you can do at the Post Office®

You can use your local Post Office® for some banking services.

Deposit cash and cheques

You can deposit cash and cheques over Post Office® counters.

Check your balance

Use your Business Debit Card and PIN to check your balance over Post Office® counters.

Withdraw cash

Instantly withdraw up to your ATM limit using your Business Debit Card and PIN.

Cash exchange

You can exchange your cash for coins using the Change Giving Service at the Post Office®.

Paying in cash

You can pay in both notes and coins at a Post Office® counter.

Different types of Post Office® branches have differing maximum cash deposit limits - you should check the limit at the Post Office® you intend to use.

Using your debit card

  • Use your debit card and PIN to pay in cash over the counter.
  • The money will appear in your account straight away.
  • Up to £4,995 cash in a single deposit.
  • Up to £40,000 per month.

Using a paying-in slip

  • Use a paying-in slip to pay in cash over the counter. You must use your pre-printed paying-in book for this.
  • The money will appear in your account when we receive it from the Post Office®. This is usually the next working day. 
  • Up to £4,995 cash in a single deposit.

Paying-in books can be ordered at a Lloyds Bank branch or over the phone. 

Paying in cheques

Using a paying-in slip

  • Use a paying-in slip and cheque deposit envelope to pay in cheques over the counter. You must use your pre-printed paying-in book for this.
  • Cheques paid in this way take an extra working day to reach your account, on top of the normal cheque clearing cycle.
  • If you’re paying in cash and cheques at the same time, use a separate paying-in slip for each.
 

The Post Office® will provide cheque deposit envelopes.

Find out how to order a credit book

Using the Lloyds Business Banking app

You can also pay in cheques up to £20,000 using the ‘cheque imaging’ feature. The app uses your mobile device’s camera to capture images of a cheque and then submit it to us electronically.​

​For cheques deposited before 10pm on a business day funds will be available in your account by 11:59pm on the next working day (subject to successfully clearing). ​

It's a secure and convenient way to bank with us.​

Find out how to pay in a cheque using our app or by post​

Withdraw cash and check your balance

You are able to check your balance and withdraw cash using a Business Debit Card and PIN number at Post Office® counters.

  • Balance enquiries and withdrawals require a Business Debit Card and PIN number. You can withdraw cash up to your ATM limit.
  • Balance enquiries and withdrawals are instant.

Cash exchange

  • You can exchange your cash for coins using the Change Giving Service at the Post Office®.
  • The Post Office® will need a cheque book or personalised paying-in slip to do this for you. Please ask your Post Office® if there are any specific limits in place for the change giving service.
  • If you need small change regularly, then you’ll need to register to ensure a guaranteed service every time. You can register at an assigned Post Office® or at any Lloyds Bank branch.

Important information

Every Post Office® branch has a cut-off time for paying in cash and cheques using a paying-in-slip.

The information above will apply if you pay them in before that time. If you deposit after the cut-off time an additional working day will be added to processing times where relevant.

Please check the cut-off time with the Post Office® you wish to use. If you are paying in cash using a debit card, you can do so during opening hours of the branch you are using.

You will be charged as stated in your account terms and conditions.

Find your nearest Post Office®

To find out more, or to locate your nearest branch, visit the Post Office® website.

Post Office®

The Post Office® is a registered trademark of the Post Office Ltd.

While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Lloyds Bank for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.