Life Insurance cover calculator

How much cover do i need?

Work out how much life cover you may need in a few simple steps.

Your monthly expenses

Do you want to leave any money to cover monthly expenses?

Your mortgage

Do you have a mortgage you’d like cover for – and if so, how much?

Other outstanding debt

Do you have any other outstanding debts you'd like to pay off?

Your lump sum payout

Do you want to leave your family a cash lump sum?

Your existing savings or policies

Do you have any existing savings of life insurance policies?

These amounts will be subtracted from your estimated cover amount.

Results

The total life insurance cover you may need is £ 0

(you'll need this when you apply)

Ready to get your personalised quote and apply?

Log on to get a quote

 

Apply online
You must be aged 18-59 and looking for up to £500,000 level term cover on a single life basis.

To apply over the phone
You must be aged 18-79 for life cover and 18-64 for critical illness cover. You can apply for up to £18 million in life insurance and/or up to £3 million in critical illness cover. This can be on a level, increasing or decreasing basis, single or joint life cover.

Lloyds Banking protection experts can help you decide what you'll need and assist you with your quote. You'll receive details on Scottish Widows life insurance policies.

 

Request a call-back

Summary

for monthly expenses
£ 0
to cover your mortgage and other debts
£ 0
lump sum payout for your family
£ 0
saving and life insurance you already have
£ 0

Protect what matters

Life insurance made simple

​Apply for cover using our mobile app. It's quick, simple and secure and you could be covered in minutes.

Log in to get started

Prefer not to use our app? You can also apply on our website.

Speak with an expert

Lloyds protection experts can help you decide what you'll need and assist you with your quote.

This includes personalised support and help with putting your policy in trust. This includes personalised support and help with putting your policy in trust. You'll receive details on Scottish Widows life insurance policies.

Request a call-back
 

Protect what matters

Life insurance made simple

​Apply for cover using our mobile app. It's quick, simple and secure and you could be covered in minutes.

Prefer not to use our app? You can also apply on our website.

Speak with an expert

Lloyds protection experts can help you decide what you'll need and assist you with your quote.

This includes personalised support and help with putting your policy in trust. You'll receive details on Scottish Widows life insurance policies.

Request a call-back