Person with car

Lloyds Bank now offers car leasing.

Leasing with us could be a smart choice if you want to drive a brand-new car with fixed monthly payments to suit you.  

As we already know you, getting a personalised quote only takes a few minutes, and it won’t affect your credit score.
 

Log on to explore your car options

Introducing car leasing

Watch our short video to find out how car leasing with Lloyds Bank works.
 

Why lease a car with Lloyds Bank?

  • Choose from thousands of cars from over 30 manufacturers, including hybrid and electric models. 
  • Customise your car and your lease to suit your monthly budget. 
  • Set a mileage limit that suits you.
  • You’ll have to return the car when the lease ends, so no need to worry about selling it or trading it in with a dealer.   

 

And remember:

  • We’ll deliver the car straight to your door. No need to visit a dealer or haggle over price.
  • For peace of mind, you can add an optional maintenance and breakdown package to your lease.
  • We offer leases from 2 to 5 years. 
     

Log on to explore your car options

Looking at ways to pay for your next car?

We offer Hire Purchase (HP) and Personal Contract Purchase (PCP) car finance. Simply log on and use our comparison tool to help you find an option that’s right for you. Lending is subject to status and affordability checks.

Car finance options

Leasing is exclusively provided by Lex Autolease Limited. Lloyds Bank plc. act as a credit broker and not the lender. Image of the car shown is for illustration purposes only.

Important information: to apply, you must be age 18 or over, a UK resident, hold a current account with us (min 3 months) and be registered for Internet Banking.

Let’s look at the details

  • Yes, all the cars are brand new. You can pick from thousands of brand-new models from more than 30 well-known manufacturers.

  • No, you won’t be able to own the car. When the lease ends, you’ll hand the car back. Excess mileage charges apply. If you want car finance that lets you own the car, look at our Personal Contract Purchase (PCP) or Hire Purchase (HP) options. Lending is subject to status and affordability checks.

  • No, it won’t. We may do a soft credit check, but this won’t affect your credit score.

    The finance will only show on your credit file if your application is successful and once your agreement is complete.

  • Lex Autolease provides the lease. They work with a wide network of car dealers around the country. When you place your order, they’ll find a dealer to provide your car.

  • Payments will start when your car is delivered. A Direct Debit will be set up when you sign your leasing documents. Your first payment will come out once you’ve taken delivery of your car.

  • All car lease contracts include:

    • Use of the car for the length of your contract.
    • Vehicle tax is included during the lease.
    • Free Great Britain (GB) mainland delivery.
    • Full manufacturer’s warranty.

    Please make sure you check the manufacturer’s warranty.

    The warranty may expire before your contract ends depending on the term you have selected. Check the manufacturer’s handbook for full details of what’s covered in your warranty. 

    If you have selected a pre-registered car, the remaining manufacturer warranty will be passed to you.

    For peace of mind, you can also choose an optional maintenance package as part of your lease. This includes:

    • MOTs.
    • Routine services.
    • Replacing tyres.
    • Labour, parts, and repairs.
    • Breakdowns.

    You can add the ‘with maintenance' option when getting your initial quote. Your monthly rental quote will be adjusted to include the maintenance cost for the full length of your contract. 

    Please note:

    The optional maintenance package can only be added to your lease when you make your online application. It can’t be added afterwards.

    Repairs or replacements from accidental or malicious damage and damage caused by driver misuse or abuse is excluded. The car must be serviced in accordance with manufacturer’s guidelines and by an approved service dealer.

  • You’ll get an email telling you the expected delivery date of your car.

    Most cars will be delivered within 4 months of placing an order. Occasionally, part shortages and other factors mean that it can take longer than usual for new cars to be delivered. It may also take longer to deliver prestige cars or cars with multiple features.

    Cars that are pre-registered or in-stock offers may be available for delivery sooner.

    Your order will be tracked, and you’ll be told of any changes by email.

    The dealer will contact you when your car is ready to arrange a time to deliver the car that suits you. Deliveries happen between 9am and 5.30pm Monday to Friday.

  • Yes. you can have a private registration plate. This shouldn’t be an issue.

    There will be a fee to pay to add the plate, and an admin fee to pay at the end of the lease to remove it.

    You can contact us to discuss and arrange to put a personalised plate on your car.

  • Return conditions apply. Normal wear and tear is expected. Any extra damage that falls outside the British Vehicle Rental Leasing Association (BVRLA) Fair Wear and Tear guidelines, you may be charged.