Take payments with Cardnet®

Waiter holding a handheld device, taking a card payment from a customer.

Take payments with Cardnet®

Lloyds Bank Cardnet is our payments processing service that provides businesses with the technology and support they need to accept card payments securely face-to-face, over the phone or through your website.

Waiter holding a handheld device, taking a card payment from a customer.

Tailored pricing

Pricing is tailored to your business and the product options you select.

A trusted brand

Lloyds Bank Cardnet has over 25 years' experience in card payment services. You can be confident you are with a team that understand payment solutions.

Technology you can trust

Our payment system has up to 99% uptime* so you won't leave your customers waiting.

Card readers – our most popular payment solution

Mobile card readers

Could be ideal for businesses that take payments on the move.

Illustration of a mobile card reader
  • Radio tower
  • Bluetooth
  • Battery

These battery-powered devices either use SIM card or Bluetooth connectivity. 

Apply now

Portable card machines

Could be perfect for accepting payments in or around your premises.

Illustration of a portable card machine
  • Wi-Fi
  • Bluetooth
  • Battery

These battery-powered devices use Wi-Fi or Bluetooth connectivity.

Apply now

Countertop card machines

Could be ideal if you always take card payments at the till.

Illustration of a countertop card machine
  • Mains power
  • Ethernet

These devices generally use mains power and an Ethernet or Wi-Fi connection.

Apply now
 

Clover Flex® - one of our portable solutions

Having the right payments technology is crucial for the smooth running of your business day to day.  

  • Clover Flex is a hand-held portable device for accepting card payments. It keeps your sales simple and convenient which is ideal for queue busting, pay at table and counter service.
  • It has many features including Wi-Fi or 4G connectivity, a 5.99-inch touchscreen, embedded printer and barcode scanner as well as an impressive battery life of up to 8 hours.
  • A choice of two software packages are available, a basic and premium package, to support your business needs with features including tracking customer orders and stock levels.
 

How much does taking card payments cost?

Pricing is tailored to your business. It will depend on factors such as your Card turnover, how you want to take payments and the product options you select.

When you go through our application form, you will see a breakdown of your rates and charges before you sign up, so you fully understand what you’re agreeing to.

Fast Card payments handed on a plate

Right now, good things are happening at The King’s Head who switched to taking payments with our card machines resulting in an estimated savings of around £6000.

Read the King’s Head’s Story

‘We wanted a bank that could potentially provide future investment, as well as reliable card payment services. Cardnet® is really easy to set up. You can do everything on their screens, and it's got a great back office.’

Jenny Hay – Landlord, The King’s Head

Other ways to take payments

laptop and pound sign

Online

Take payments through your website and other digital channels, including pay by link.

 

Apply now
phone and pound sign

Over the phone

Take payments over the phone using the additional functionality of a card reader or by using our secure online virtual terminal.

Apply now

*Based on the Cardnet platform maintaining 99.999% uptime covering the 12-month period from January 2023 to December 2023