Make a complaint

We’re really sorry we’ve let you down

  • We’re here to help.
  • Sometimes things can go wrong. We encourage customers to tell us about it so we can try to put it right.
  • If you would like to speak to us, there’s several ways to get in touch.
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How we can help you

Check out how we can support you with your question.

1. Find support online 

If you don't want to make a complaint but just need support, our virtual assistant can help with many everyday banking questions. 

Our website also has guides on many common questions which customers ask. 

Meet our virtual assistant

2. Get in touch with us 

If you can't find the help you need, there's a number of ways to make a complaint.

  • Call us

    Give us a call on 0800 072 3572. If you’re calling from outside the UK, call us on +44 1733 462 267.

    Lines are open 24 hours a day, 7 days a week.

    Textphone

    If you have a hearing impairment, you can use textphone number 0800 056 7614. If you're calling from outside the UK, call us on +44 1733 347 500.

  • You can visit us in any of our branches to talk to a member of the team.

  • Secure online form

    This form allows you to raise complaints with us online. It shouldn’t take long to complete.

    We’ll try to resolve your complaint as quickly as possible.

    By completing this form, you agree to us recording all the details you share. We'll only use what you tell us in relation to this complaint.

    Complain online

    Write to us

    Write to us at Lloyds Bank, Customer Services, BX1 1LT.

    So we can resolve your complaint as quickly as possible, please include the following information in your letter:

    • Your account details – this helps us to find the account you’re complaining about.
    • As much information about the complaint as you feel able to give.
    • Are there any particular actions you want us to take to resolve your complaint?

    We’ll contact you by phone once we receive your letter. It’s important that you tell us the best phone number and the best time to contact you.

    How to complain if you have a business account

You can message us online 24 hours a day 7 days a week.

How to message us

3. What happens after you make a complaint?

We'll always try to resolve your complaint as quickly as possible. Where we can’t resolve it there and then, we’ll take it away.

We aim to sort out things as soon as we can and we’ll keep you updated along the way.

After five days

If we haven’t managed to resolve your complaint within 5 working days, we’ll contact you with an update or acknowledgement.

After four weeks

If we’re still investigating your complaint at 4 weeks, we’ll contact you to let you know.

After eight weeks

We’ll send you a final response. Our aim is to resolve your complaint well before this.

 

If your complaint is about a payment or a payment service - such as a Direct Debit or account statement - we aim to respond within 15 days. Sometimes we may take up to 35 days to respond. If so, we’ll let you know.

4. Unhappy with an outcome? 

If you're not happy with the outcome of your complaint, you have the right to refer to the Financial Ombudsman Service within 6 months. This service is free.

Here’s how you can contact them:

Post:

The Financial Ombudsman Service
Exchange Tower
London
E14 9SR

Phone: 0800 023 4 567

Email: complaint.info@financial-ombudsman.org.uk

Website: www.financial-ombudsman.org.uk

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Message us online

Get answers to your everyday banking questions. Log on to our app or Internet Banking to get in touch.

How to message us

Staying safe online

We use up-to-date security systems to help you keep your money safe when you bank online.

How we protect you

Our app explained

Find the answers to some of our common app queries.
 

Frequently asked questions

Still need help?

Find out more about our products and services as well as how to get in touch with us in our help and guidance hub. 

Help and guidance

Still need help?

Find out more about our products and services as well as how to get in touch with us in our help and guidance hub. 

Help and guidance