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Eco home offers
We love rewarding our customers for selecting more sustainable options for their homes. If you’re buying an energy-efficient home or making energy-efficient improvements, we have exciting offers for you.
Special offers for our customers
Receive up to £2,000 cashback and a free Energy Performance Certificate
With Eco Home Reward, qualifying mortgage customers could receive one of the following rewards.
- £2,000 cashback for installing a heat pump.
- £1,000 cashback for solar panels or a battery.
- £500 cashback for other energy-efficient home improvements. Exclusions apply.
- After you receive your cashback, you can also claim a free Energy Performance Certificate (EPC) for your home.
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To qualify:
- You must have received a mortgage illustration as part of the full mortgage application process after the 31 July 2024.
- Complete an eligible home improvement within one year of completing your Lloyds mortgage, additional borrowing or new deal.
- Be a residential customer only, the offer excludes buy-to-let applications.
- Have a Club Lloyds current account at point of claim. A £5 monthly fee may apply.
- You need to send your final invoice that shows payment for one of the following:
- Purchase
- Remortgage
- Product transfer
- Further advance.
- Upload your invoice to your Eco Home Reward and send your claim.
- Qualifying mortgage customers can only receive one reward per mortgage product.
- UK wide including Northern Ireland.
Learn about the Eco Home Reward, check eligibility, and upload claim forms through your Eco Home Reward.
To redeem the free Energy Performance Certificate (EPC) offer, you must:
- Receive a successful claim confirmation in your Eco Home journey.
- Schedule an EPC assessment directly with our selected supplier in your Eco Home journey.
You have three months after your claim is successful to book the assessment. You'll also get an extra month for the assessment to happen.
You must complete the EPC assessment on the same property where you claimed your Eco Home Reward.
Other important information
Lloyds isn’t responsible for the improvements carried out by your selected supplier. Lloyds releasing the money to you doesn’t guarantee the quality of work done by the supplier. It’s up to you to make sure you’re happy with any improvements carried out. Lloyds can't guarantee the costs, savings, or affect on your EPC rating. You’re responsible for making your own decision.
You agree Lloyds might contact you with reminders about this Reward and for research purposes.
Lloyds reserves the right to change or withdraw the Reward at any time.
Our cashback offer for new mortgage customers
If you're buying an energy-efficient home, or if you already have an energy-efficient home and you’re switching your mortgage to us from another lender, you could earn £250 cashback.
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To qualify:
- For customers who complete on a qualifying mortgage.
- Maximum loan to value 95%.
- You'll receive cashback upon mortgage completion and can claim it through your conveyancer.
- You need a valid Energy Performance Certificate (EPC) listed on the government EPC register. This certificate must show that your property has an A or B rating.
- If you're looking at new build properties that are still in development, you won't find an EPC rating on the government database. In this case, make sure to ask the builder for a Predicted Energy Assessment (PEA).
- Excludes buy-to-let applications, product transfers or if you’re borrowing more on your current Lloyds mortgage.
Special partner offers for our customers
£100 bill credit on your Octopus account and more
We've partnered with Octopus Energy to help reduce the cost of installing a heat pump. Octopus operates in England and Wales.
- £100 bill credit on your Octopus account for all Lloyds customers who install a heat pump.
- Octopus Energy rates 5* for customer service on Trustpilot.
- Plus, get up to £2,000 Eco Home Reward cashback for qualifying mortgage customers through our Eco Home Reward.
£750 discount for solar panels and batteries
For all Lloyds customers. Plus, get a free consultation and tailored quote with Effective Home.
Offers can be changed or withdrawn at any time. Terms, conditions and exclusions apply.
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